Pensions & Retirement
News in Brief Update
Posted in Fiducia News, Pensions & Retirement on 16.12.11 Read Pensions: Small pot commutation rules which currently apply to occupational pensions are to be extended to individual...Divorce: Which way is right for you?
Posted in Pensions & Retirement, Pensions & Divorce on 12.12.11 Read Jon Armstrong – Armstrong Family Law Couples going through divorce proceedings often assume that disputes about property,...Work Place Pension Reform
Posted in Pensions & Retirement, NEST on 26.09.11 Read Work Place Pension Reform From October 2012 the Government will introduce automatic enrolment for all employees into a pension...Pension Tax Relief Reform
Posted in Pensions & Retirement, Enhanced Protection on 01.11.10 Read The Coalition Government has set out the new pension tax relief rules which will apply from 6th April 2011. One of the...EU Launches Green Paper on Pensions
Posted in Pensions & Retirement on 20.07.10 Read European pension systems are under pressure from demographic ageing as a result of increases in longevity and declining birth...HMRC Relent on Unsecured Pension Transfers
John Millican, Chairman
Posted in Pensions & Retirement on 19.07.10
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With the change of minimum pension age from 50 to 55 an unintended consequence was that anyone who had commenced Unsecured...
Pension Contributions and Tax Relief for High Earners with Richard Pake
Posted in Pensions & Retirement, Tax Planning on 27.11.09 Read You may have read of the proposed changes regarding pension contributions that have the aim of reducing the tax relief...The Fiducia Master Retirement Account
Posted in Financial Advice, Pensions & Retirement on 02.08.09 Read The Fiducia Master Retirement Account is not just a pension plan, but a highly flexible, tax effective, multi-faceted...Tax Planning Update
John Millican, Chairman
Posted in Pensions & Retirement, Lifetime Limit on 29.01.09
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Tax Planning There are several issues arising from the Pre-Budget Report of 24th November 2008 that are worth highlighting in...
Options on Retirement
Posted in Pensions & Retirement on 02.01.08 Read As clients reach the point in their life when they begin to rely more on their investments and savings rather than earned...The Risk of Retirement
Posted in Pensions & Retirement on 01.11.07 Read Following a number of enquiries recently about the options available when crystallising retirement benefits from approved...The Pros and Cons of Annuities
Posted in Financial Planning, Fiducia News (+6 more), on 05.04.24 Read Annuities allow retirees to receive a guaranteed income for life in exchange for a lump sum payment from your pension fund....Financial Planning for Singles vs Couples
Posted in Financial Planning, Fiducia News (+9 more), on 12.04.24 Read Financial planning looks quite different whether you are managing money as a single person or as a couple. From income and...Evaluating Early Retirement: Pros and Cons
Posted in Financial Planning, Financial Advice (+4 more), on 26.01.24 Read The dream of retiring early to pursue your passions and freedom is appealing to many. But it requires both financial and...5 reasons to have a Financial Adviser
Posted in Financial Planning, Final Salary Pensions (+8 more), on 31.07.23 Read In today’s uncertain and volatile economy, succumbing to financial stress has become all too common. In such a scenario,...Bite sized bits – Retirement Needs
Posted in Financial Planning, Financial Advice (+2 more), on 24.07.23 Read Retirement is a crucial stage in life that requires careful planning and preparation. It’s a time when you are no longer...Using Pensions & ISAs to provide liquidity in times of property market stress
Gordon Kearney, Managing Director & Financial Adviser
Posted in Financial Planning, Financial Advice (+4 more), on 23.06.23
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The property market can be unpredictable at the best of times, and during times of stress, it can be difficult to liquidate...
***UPDATED*** After the UK Budget, should I pay into my pension again?
Susie Laws, Director & Chartered Financial Planner
Posted in Financial Planning, Financial Advice (+6 more), on 22.03.23
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“Following the budget, should I pay into a pension again? And what about if I have existing transitional LTA...
Be More Tax Aware
Posted in Corporation Tax, Financial Planning (+15 more), on 02.03.23 Read It’s not exactly a huge secret…but the end of the 2022/23 tax year is fast approaching. What can you do to ensure you are...Performance of FWM ESG Portfolios
James Crisell, Financial Adviser
Posted in Investing, ESG (+9 more), on 31.10.22
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A difficult year for everyone!
In 2021, over $500 billion flowed into ESG (Environmental, Social, and Governance) funds, and...
Economist Q&A – With Michael Hughes
Posted in Financial Planning, Fiducia News (+10 more), on 30.09.22 Read Following the mini budget delivered by UK Chancellor Kwasi Kwarteng, financial markets have suffered a downturn in fortune....