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Ask an Expert Q&A clinic: Wills, trusts, probate and inheritance tax, presented by Goody Burrett & Fiducia Wealth Management

 Fiducia Wealth Management Posted in Financial Advice, Financial Planning (+2 more), on 29.06.20 Read

“I am worried about inheritance tax, but I don’t want to give away money now that I may need in future for care fees or other needs. What can I do?”

“Why should I make a Will?”

As a firm that’s proud of our professional and business connections, as well as longstanding client-relations, we have partnered with Goody Burrett LLP to deliver a free webinar focusing on the legal and financial aspects of property...

Should I consolidate my pensions?

 Michael MacLeod, Financial Adviser Posted in Financial Advice, Financial Planning (+1 more), on 22.06.20 Read

Pensions aren’t what they once were. Life and the patterns of employment have changed a great deal since the time when people used to hold the same job for most of their working lives. Nowadays, many clients will approach me after having held a few different jobs in their lives and ask me “should I put all my pensions together?”

It is not uncommon for people to file their annual pension statement in a...

An audience with economist Michael Hughes discussing the global outlook

 Fiducia Wealth Management Posted in Fiducia News, Financial Advice (+1 more), on 10.06.20 Read Fiducia’s economic consultant Michael Hughes discusses the outlook for the global economy and markets with Fiducia’s Chairman John Millican . Following on from previous updates in the context of Covid-19, we hope his expertise and insight offers some reassurance as we navigate these challenging times. If you would like to learn more about financial advice and how we can help you with your investments and...

Inheritance Tax liability

Background Mrs Gray was widowed 2 years ago. Before he passed away, her husband dealt with the finances. This left her well-provided for with substantial assets of approximately £2.5 million including their home.  Problem Unsure of her financial future now that her husband is no longer there to manage the finances, Mrs...

 Josh Gupta, CFP™ Chartered MCSI
Chartered Wealth Manager/Planner Posted in Financial Advice, Financial Planning (+1 more), on 15.06.20 Read

Dispelling the myths about financial advice

 Fiducia Wealth Management Posted in Fiducia News, Financial Advice (+1 more), on 08.06.20 Read

45 percent of people admit they spend more time choosing biscuits than planning their financial future

Why? There is a perception that financial planning is the preserve of the rich and the famous. But successful financial planning can make use of any sum of money. So why don’t more people consult a financial planner?

Research carried out for Schroders Personal Wealth last year by Sonar discovered that 45% of...

Seven ways to future proof your finances for the unexpected

 Fiducia Wealth Management Posted in Fiducia News, Financial Advice (+4 more), on 01.06.20 Read

There are a fair few things in life which catch us and our plans off guard. Indeed, Covid19 and it’s global, multi-level impact across lives and livelihoods is one of those black swan events none of us could have anticipated let alone prepared for.

But making plans for the unexpected more generally is something we can do and is a core value of any good financial planner. Our job as financial advisers and...

Financial Protection: what to do when things go wrong.

 Michael MacLeod, Financial Adviser Posted in Financial Advice, Financial Planning (+3 more), on 25.05.20 Read

What to do when things go wrong?

Everyone has their own unique story to tell throughout the Covid19 nightmare we find ourselves in.

Whether it be friends or relatives working on the frontline, worries about our job security, paying the bills, the survival of your business or simply wondering when you will get to see your children or grandchildren, emotions are understandably high. And in this context, it’s been...

Developments in Dedham

 Fiducia Wealth Management Posted in Fiducia News on 18.05.20 Read

Despite the unusual times we are now living in, the Fiducia team have been busy doing what we do best and ensuring that our clients are receiving the very highest level of service.

We are delighted to announce that chartered financial planner and director Susie Laws was shortlisted for two categories in the national Professional Adviser Women in Finance Awards last week.

Susie (aka Superwoman among the team...

Treasury cuts Lifetime ISA exit charge to 20%

 Fiducia Wealth Management Posted in Financial Advice, Financial Planning (+1 more), on 18.05.20 Read

Amid punishing circumstances for investors, the Treasury brought some good news last week, offering some relief for those holding Lifetime ISAs. 

The Lifetime ISA (LISA) was introduced in 2017 and lets you save up to £4,000 every tax year towards a first home or your retirement, with HMRC adding a 25% bonus on top of what you save. That means you could get a chunky £1,000 of free cash annually. Plus, you earn...

Corrections & Clarifications: The Times, Money

 Fiducia Wealth Management Posted in Fiducia News on 11.05.20 Read

The Money section of yesterday’s Sunday Times, 10th May 2020, led with an article titled “Back in business —— the salesmen caught up in British Steel scandal” in which it referred extensively to Fiducia Wealth Solutions Limited which advised members of Defined Benefit or Final Salary pension schemes to transfer to personal pensions which were then invested in very high risk and inappropriate arrangements....

Cash flow planning & regular reviews: how they affect your retirement goals

 Josh Gupta, CFP™ Chartered MCSI
Chartered Wealth Manager/Planner Posted in Fiducia News on 11.05.20 Read

What doesn’t get measured doesn’t get improved. Therefore, we at Fiducia Wealth recommend at least one comprehensive annual review. The big idea is to revisit your personal circumstances and check if our strategy needs to be altered.

Perhaps recent events have already had a profound impact on your finances which have left you a bit confused or made you realise that it’s now time to explore clever financial...

Adapt, Maintain and Protect your business during COVID-19 to thrive in the future

 Fiducia Wealth Management Posted in Fiducia News, Financial Advice (+1 more), on 06.05.20 Read

As we monitor, evaluate and adapt to deal with the unprecedented blow that Covid-19 has impacted on our lives and the global economy, Fiducia is acutely aware of the struggle that many business owners are facing. Many of our clients run successful businesses themselves and its for you that we feel our forthcoming event may provide useful tips, insights and reassurance, plus the opportunity to ask questions.

As a...

Polar Absolute Return Fund

 Fiducia Wealth Management Posted in Fiducia News on 29.04.20 Read Polar Capital is closing its £292m UK Absolute Equity fund after manager Guy Rushton fell ill and has been unable to recover sufficiently to return to his post full-time.

In a letter to investors, Polar Capital have said the decision to terminate the fund had been ‘prompted by the poor health of the individual fund manager’.

‘Over the past few weeks and due to the unprecedented market turmoil caused by the...

Solutions to the Gender Pension Gap

 Susie Laws, Director & Chartered Financial Planner Posted in Fiducia News, Financial Advice (+2 more), on 04.05.20 Read

On average, women in the UK face retirement with 39% less in their pension pot than men, according to the Financial Reporter. In this article, we ask Senior Financial Adviser and Fiducia Wealth Management Director Susie Laws why this is and what women can do to pivot the situation.

How big is the gulf between men and women when it comes to investing?

There is a noticeable gulf in terms of pension provision,...
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Fiducia Wealth Management | An audience with economist Michael Hughes discussing the global outlook. Fiducia Wealth Management | Advice on lifetime allowance Fiducia Wealth Management | Advice for blended families Fiducia Wealth Management | Cash flow analysis Fiducia Wealth Management | What is inheritance tax? Fiducia Wealth Management | 2019 February Webcast Fiducia Wealth Management | 2017 December Webcast Fiducia Wealth Management | winter 2017 Webcast Fiducia Wealth Management | Summer 2016 Webcast Fiducia Wealth Management | Summer 2015 Webcast