Relationship breakdowns
Susie Laws, Director & Chartered Financial Planner
Posted in Pensions & Retirement on 28.11.18
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A pension could well be the biggest single asset in the relationship
News
Susie Laws, Director & Chartered Financial Planner
Posted in Pensions & Retirement on 28.11.18
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A pension could well be the biggest single asset in the relationship
You have one life, so invest wisely
Josh Gupta, Certified Financial Planner ™
Posted in Investing on 28.11.18
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Identifying multiple risk profiles for multiple goals
A summary of the Autumn Budget
Posted in Fiducia News on 02.11.18 Read In a lot of ways, the headlines from a financial planning perspective are what the Chancellor left alone in this week’s Autumn Budget.Generation still taxed
Gordon Kearney, Managing Director and Financial Adviser
Posted in Fiducia News, Pensions & Retirement (+1 more), on 01.11.18
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Numbers nearly double in the last two decades
With so much choice on offer, and with frequent rule changes and distinct tax benefits to consider, finding the right vehicle for your retirement planning is essential.
Cash may not be king
Susie Laws, Director & Chartered Financial Planner
Posted in Pensions & Retirement on 01.11.18
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Pension savers risk a significant tax bill
For most people over the age of 55, it is now possible to cash in or unlock all of your pension. How you take these benefits will depend on the type of scheme you have and how you want to take benefits. But concerns have been raised that some savers may risk running out of cash if they siphon too much out of their pension pots.
Fiducia announce new company director Susie Laws
Posted in Fiducia News on 24.10.18 Read Fiducia Wealth Management are delighted to announce the appointment of Susie Laws as a new company director.Fiducia Charity Challenge supports causes across the border
Posted in Fiducia News on 23.10.18 Read A fundraising challenge event that brought together teams from the financial and legal professions has raised more than £2,000 to support charity work across the Suffolk and Essex borders.Positive outcomes
Josh Gupta, Certified Financial Planner ™
Posted in Investing on 25.09.18
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Impact investing without sacrificing returns or profits
For those looking to make the world a better place, but not wanting to sacrifice returns or profits, impact investing aims to support a positive social or environmental impact as well as looking to achieve compelling financial returns at the heart of sustainable investing.
Financial protection
Daniel Kern, Senior Financial Adviser
Posted in Fiducia News, Protection on 27.09.18
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Families can be left in a precarious situation if the unforeseen were to happen
We all intend that our plans will come good. But making sure that you and your family can cope if you fall ill or die prematurely is something we can too easily put to one side. In particular, a recent study identified that financial protection is something that millions of fathers in the UK, and their families, could benefit from.
Seize The Day – Today
Josh Gupta, Certified Financial Planner ™
Posted in Fiducia News, Pension Contributions (+1 more), on 01.11.18
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Make your vision a reality
Exactly how much you’ll need for a comfortable retirement will depend largely on your cost of living and lifestyle choices. For many people, retirement is about sun-soaked holidays, leisurely rounds of golf and that boat they’ve always coveted.
Later Retirement
Susie Laws, Director & Chartered Financial Planner
Posted in Fiducia News, Pension Contributions (+1 more), on 25.09.18
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Workers extend their careers for a multitude of reasons
When do you plan to retire? Saving for your retirement is a lifelong undertaking – and if you want to enjoy a comfortable retirement, you can’t start planning soon enough. The more you contribute to a pension now, the better chance you’ll have of that money growing and funding your retirement in later life.
Developments in Dedham
Posted in Fiducia News on 30.07.18 Read It has been a busy few weeks at Fiducia. Here are just some of the many highlights…When can I afford to retire?
Josh Gupta, Certified Financial Planner ™
Posted in Fiducia News, Pensions & Retirement on 30.08.18
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Will I have enough money in retirement?
How much do I need to retire?
State Pension will cover my expenses. Won’t it?
Averting a later-life financial crisis
Josh Gupta, Certified Financial Planner ™
Posted in Fiducia News, Pensions & Retirement on 30.08.18
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More retirees drawing pensions without LPAs
People are generally living longer these days. Increasingly, more people are living well into their 80s and 90s – and some even longer. This may mean you have a long time to budget for. That’s why it is very important to consider all of your options carefully and think about what will matter to you in retirement.
When I’m gone
Daniel Kern, Senior Financial Adviser
Posted in Financial Advice, Wealth Management on 30.07.18
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How a simple list can help your loved ones after your death
Although it may not feel like it, your family finances are probably more precarious than you think. It’s all well and good when the breadwinners are healthy and working, but if something unfortunate were to happen, the outlook for those around you could change instantly.
To transfer, or not to transfer?
Susie Laws, Director & Chartered Financial Planner
Posted in Fiducia News, Pensions & Retirement on 30.07.18
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More than 100,000 people transferred out of Defined Benefit (DB) pensions in 2017/18[1]. A DB pension scheme is one where the amount you’re paid is based on how many years you’ve worked for your employer and the salary which you have earned.
Driving towards the next phase of your life
Gordon Kearney, Managing Director and Financial Adviser
Posted in Fiducia News, Financial Advice (+1 more), on 30.08.18
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Getting the date right can help you reach your destination sooner
At some point you’ll say ‘goodbye’ to your co-workers, get into your car and drive towards the next phase of your life – retirement. But when will that be? The move to retirement is one of the most important decisions you’ll make, so it’s not surprising that determining the date is harder than you may ever expect.
Back to the future
Josh Gupta, Certified Financial Planner ™
Posted in Fiducia News, Pensions & Retirement on 30.07.18
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Visualising what really matters to you is the key to the planning process
Have you ever thought about writing a letter to yourself to describe your ideal future life, long-term life goals and the process of how to plan for them? Imagining what you want your life to be like in the long term when you retire can help you think much further ahead than you might ever have done before. Research conducted for a new...
Fiducia signs up to become a SIFA Professional member
Posted in Fiducia News on 11.07.18 Read Organisation promotes closer working between the financial and legal profession We are delighted to announce that we have signed up to become a SIFA Professional member.Fun charity corporate challenge raises more than £2,000
Posted in Fiducia News on 02.07.18 Read Fiducia Charity Challenge raised money for the Suffolk Community Foundation and the Essex Community Foundation. A fun sports-themed challenge that brings together companies from across Suffolk and Essex has raised more than £2,000 for local charities.Fiducia highly commended in prestigious awards
Posted in Fiducia News on 28.06.18 Read Money Marketing Awards success continues in Best Investment Adviser category. We are delighted to announce that we have been Highly Commended in the industry-renowned Money Marketing Awards.Fiducia up for trio of awards at premier financial services event
Posted in Fiducia News on 19.06.18 Read Fiducia Wealth Management have been shortlisted for three individual awards at the prestigious Money Marketing Awards. The Dedham-based company, who have a long and proud track record in winning awards, have spoken of their delight at being nominated ahead of the prize-giving event on Thursday 21st June.Making the most of your pensions
Josh Gupta, Certified Financial Planner ™
Posted in Fiducia News, Pensions & Retirement on 05.07.18
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Have you accumulated multiple plans that need reviewing?
By the time we have been working for a decade or two, it is not uncommon to have accumulated multiple pension plans. There’s no wrong time to start thinking about pension consolidation, but you might find yourself thinking about it if you’re starting a new job or nearing retirement.
2018/19 tax changes
Josh Gupta, Certified Financial Planner ™
Posted in Tax Planning on 04.06.18
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New initiatives you need to know
It’s important to consider the tax implications of making financial decisions. The 2018/19 tax year is now upon us, and a raft of new changes have come into force. The good news is that the overall tax burden is little changed for basic-rate taxpayers, but there are number of areas that have changed that should be taken note of.
Make it a date
Daniel Kern, Senior Financial Adviser
Posted in Fiducia News, Pensions & Retirement on 20.07.18
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Keeping your target retirement plans on track
Most over-45s are not making plans to match their hopes for the future, according to research from Standard Life[1]. The vast majority (86%) of those aged 45 or over are already dreaming about escaping their working life for retirement, but only 8% of the same age group have recently checked the retirement date on their pension plans to make sure it is still in line...
The beginning of a new chapter for Fiducia
Posted in Fiducia News on 30.05.18 Read Gordon Kearney promoted to Managing Director of Fiducia Fiducia Wealth Management is delighted to announce the promotion of Gordon Kearney to the position of Managing Director which follows John Millican’s decision to step down and become Executive Chairman.Venture Capital Trusts
Daniel Kern, Senior Financial Adviser
Posted in Tax Planning, VCT & EIS on 21.06.18
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Expansion and diversification of a portfolio, supplementing a pension or benefiting from tax relief are all good reasons to consider Venture Capital Trusts (VCTs).
