Financial Advice UK, News/Blog

Fiducia Wealth Management Posted in Financial Planning, Wealth Management on 29.07.21 Read For those of us hoping for a life of leisure from the age of 60, the obvious question is “How much do I need to retire at 60?”

In this article, we discuss exactly what a good pension pot looks like, how it compares to the average pension and how you can boost its value through other means.

On the surface, retirement planning hasn’t changed all that much over the years. You work, you save and...

Fiducia Wealth Management Posted in Fiducia News on 29.07.21 Read We’re extremely pleased to announce we have sponsored our local amateur sports club, Colchester Rugby Club (CRFC).

Following the club’s move to their brand new, state of the art and purpose-built facilities at Raven Park, we were provided the opportunity to become a sponsor of the club. The new facilities have the use of two AGP pitches, seven grass pitches and boasts a clubhouse containing eight changing...

Fiducia Wealth Management Posted in Fiducia News on 30.07.21 Read Restrictions ease in England, lots of Sport and more growth here at Fiducia

Over the past month we have seen a valiant effort by the England football team at the Euro’s, a successful start to the British Lions tour of South Africa and several medals for Team GB at the opening week of the Olympics. But these were not the only talking points here at Fiducia.

We have continued with our growth plans here in...

Fiducia Posted in Fiducia News on 27.07.21 Read

With the financial marketplace experiencing such unprecedented upheaval, our Investment Committee is working continuously to adapt our portfolios to accommodate and protect against the global fluctuations and challenges presented by Covid-19.

Like our own Investment Committee, the Portfolio Managers of the funds we invest into are having to address, adapt and evolve throughout this period too.

We recently caught...

Fiducia Wealth Management Posted in Fiducia News on 21.06.21 Read

Fiducia is proud to announce that we will be sponsoring the West Mersea Yacht Club’s sailing events again this year, for what we all hope will be a fun-filled and uplifting season.

Fiducia has chosen to sponsor a Racing Mark, alongside other fantastic local businesses, and we encourage our clients to visit their websites and avail themselves of their services too.

As a small, independent Chartered firm we feel...

Fiducia Wealth Management Posted in Fiducia News, Financial Advice (+3 more), on 28.06.21 Read

Savings and Investing are often are used interchangeably, but there is a difference. What are they? Why are they helpful? And how can they benefit you?

This is an area that truly merits taking professional advice, but it’s very important to have a grasp of both areas, and their differences, before considering them for yourself.

Saving is setting aside money you don’t spend now for emergencies or for a future...

Fiducia Wealth Management Posted in Fiducia News, Financial Advice (+1 more), on 07.06.21 Read This month’s guest blog post comes from Marc Dorsett, Tax Director at Gepp Solicitors Marc discusses Stamp Duty Land Tax for those with second dwellings, the recent changes to legislation and the potential savings to be made with some careful planning.

Stamp duty land tax (SDLT) is a curious tax. Stamp duty on house purchases dates back to the 1600s in spirit but there have been some changes along the way to...

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+3 more), on 24.05.21 Read

As the world continues to struggle with the financial and economic fallout of the COVID-19 pandemic, there’s no question that it has served as a financial wake-up call for many. Even those who will emerge relatively unscathed from a financial perspective have not escaped the worry and anxiety that accompanies living through challenging times. And like most of life’s challenges, there are lessons to be...

Fiducia Wealth Management Posted in Financial Planning, Fiducia News (+2 more), on 17.05.21 Read

The last month has seen a lot of positive changes as the world starts to open again and the vaccine roll out gathers pace, but closer to home we’ve also had some bright developments here at Fiducia.

We are delighted to announce that Laura King, formerly Client Services Administrator, will formally be joining TST full time as a Trainee Paraplanner. As some of our clients and friends will know, Laura has been...

Susie Laws, Director & Chartered Financial Planner Posted in Financial Planning, Fiducia News (+2 more), on 10.05.21 Read

No one ever gets married with the intention of getting divorced, however the statistics unfortunately show that 42% of marriages end in divorce England & Wales (ONS, 2013). More than 235,000 people divorced in 2011 England & Wales (ONS, 2012) and the average age of people divorcing in 2011 was 44.5 years for men and 42.1 years for women.

That said, in England and Wales, divorce is in decline – the most recent...

Fiducia Wealth Management Posted in Fiducia News, Financial Advice (+3 more), on 27.05.21 Read

Of all financial planning, getting your estate in order is perhaps the area most procrastinate on. It’s a widespread mistake and in many ways is understandable.

“I’ll deal with it when I retire” often becomes I’ll sort it when I’m 70, 70 becomes 80 and so forth.

Putting the fundamentals in place will give you peace of mind and spare loved ones unnecessary stress when you pass away. You’ll also be in...

Fiducia Wealth Management Posted in Financial Planning, Charity (+3 more), on 03.05.21 Read This month’s guest blog post comes from Perry Norton, Head of Development at Essex Community Foundation Perry gives examples of grassroots charitable work being done in the community and how local businesses can build voluntary work into their CSR and make a difference to small, local charities in the process.

Fiducia is enormously proud to have worked with Perry and Jo Macaulay (Head of Communications) and...

Fiducia Wealth Management Posted in Financial Planning, Fiducia News (+2 more), on 26.04.21 Read

While the pandemic has wrought much damage financially to families, individuals and businesses, it’s worth looking closer at how the restrictions and emergency measures have affected our approach to financial planning and personal finances more generally.

Research for Indesser, a joint venture between the Cabinet Office and TDX Group, has shown that over half of consumers (53%) have improved their financial...

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+2 more), on 19.04.21 Read This month’s guest blog post comes from Lucy Orrow, Senior Tax Manager at Lambert Chapman LLP Lucy has compiled a list of things to think about when collating your tax return information this extraordinary year. While the content for Self Assessment and Tax Returns might not be relevant to the majority of clients it may well be for friends and family.
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News

Retirement Planning – How can I retire at 60?

Joining the Scrum – Fiducia Sponsors Colchester Rugby Club

Developments in Dedham – July 2021

Under the Spotlight – Fund Manager Q&A

Flying the flag for West Mersea Yacht Club

Savings & Investments – What you need, Why & How

Guest Editor – Stamp Duty Land Tax: pay less when buying more?

Lessons learned from the pandemic. An economic insight from Michael Hughes

Developments in Dedham

How to navigate divorce and financial planning

How to prepare your estate for your loved ones

Guest Editor: Why your business should consider giving back locally

The pandemic’s financial planning boost

Guest Editor: Things to consider for your Tax Return 2020/21

Team Talk – Cheryl Bourne

Under the Spotlight – Q&A with Fund Manager Rosemary Banyard – VT Downing Unique Opportunities Fund (DUO)

Fund Manager Q&A: Worldwide Health Care Trust

Developments in Dedham – Happy Easter

Retirement Pillars: how to diversify your retirement savings

Guest Editor: How to be a successful First Time Buyer in 2021

Investing, Asia and Community action – an interview with Bill Hayton

Inflation and interest rates – a guide for cash savers

Fund Manager Q&A: First Trust Cloud Computing ETF

Fund Manager Q&A: Foresight Global Infrastructure Fund

Tax year end planning 2020/21 – our top 10 checklist

Fund Manager Q&A: Royal London Sustainable Trust

Pension planning – Defined Benefit transfer advice

Josh Gupta attains Fellowship status with the CISI