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Can I Retire with £350,000 in investments and pensions? How Cashflow Planning Can Help

 James Crisell, Financial Adviser Posted in Pensions & Retirement on 14.07.26 Read

Can I Retire with £350,000 in investments and pensions? How Cashflow Planning Can Help 

One of the most common questions we hear is, “Do I have enough to retire?” Sadly, there is not a singular figure that works for everyone. Each person’s preferences for retirement are different, some want to travel whilst they can, others are happy working on their garden, some want to retire as soon as possible, others can...

Guide: The pros and cons of investing in buy-to-let

 Fiducia Wealth Management Posted in Fiducia News on 08.07.26 Read Investing in buy-to-let property can provide a steady rental income, helping supplement your retirement fund or form part of the legacy you leave for loved ones.

Statistics published by the government (29 August 2025) confirm that there were around 2.86 million private landlords in the UK in 2023/24.

Since then, the property landscape has changed, with the introduction of the Renters’ Rights Act 2025 and...

5 fascinating medieval monuments for history buffs to visit

 Fiducia Wealth Management Posted in Financial Planning on 08.07.26 Read Nearly 1,000 years after it was made, the Bayeux Tapestry is set to return to England for the first time. 

This world-famous tapestry depicts events leading up to the Battle of Hastings and the Norman conquest in 1066, and is an incredible 70 metres long. 

The tapestry is being loaned to the British Museum between September 2026 and July 2027. Its permanent home is the Bayeux Tapestry Museum in Normandy,...

Impact investing: How does it differ from traditional investment strategies?

 Fiducia Wealth Management Posted in Investing on 08.07.26 Read When you make an investment on the stock market, your usual aim is to make a good financial return. While you might avoid certain companies you believe are unethical or risky, in general, the primary focus is on profit. 

Impact investing is a slightly different concept. The aim of these investments is to deliver a positive, measurable social or environmental impact, as well as generating a financial return. So,...

Life insurance v family income benefit: Which is right for your family?

 Fiducia Wealth Management Posted in Financial Advice, Investing (+1 more), on 08.07.26 Read You no doubt want to protect your loved ones against life’s twists and turns. For many families, that includes shielding their finances from the worst-case scenario – the loss of a family member.

While suitable financial protection could provide a reassuring safety net, the options can be daunting. As a result, it’s not uncommon for people to put off organising cover until it’s too late or take out...

4 practical reasons to regularly contribute to your child’s pension

 Fiducia Wealth Management Posted in Pensions & Retirement on 08.07.26 Read In a bid to pass more wealth to their loved ones, a growing number of families are opening pensions for their children. Whether your child is still in nursery or already working their way up the career ladder, there could be benefits to making pension contributions on their behalf. 

According to an article in the Telegraph (13 June 2026), pension providers have noticed an uptick in the number of pensions opened...

How a cashflow model could provide clarity about your retirement income

 Fiducia Wealth Management Posted in Pensions & Retirement on 08.07.26 Read Having a reliable income in retirement could give you the freedom to create a lifestyle you enjoy and achieve those bucket-list goals you’ve dreamed about for years. 

In a 2023 survey by Legal & General, 94% of UK adults said their most important retirement dream is to feel financially secure for the rest of their lives.

However, working out what your income might look like many years from now can be complex....

Balancing your goals: How a financial plan could help you juggle different priorities

 Fiducia Wealth Management Posted in Financial Advice on 08.07.26 Read Most people will have multiple financial goals they want to achieve. A common challenge is balancing these competing goals and understanding how to use your assets to work towards them. It’s an area that a financial plan could help you with.

Over the last few months, you’ve read about short-, medium-, and long-term goals that might be important to you and different financial strategies that suit each time...

5 life lessons from Sir David Attenborough

 Fiducia Wealth Management Posted in Financial Planning on 04.06.26 Read On 8 May 2026, Sir David Attenborough celebrated his 100th birthday. 

A longtime protector of and advocate for our planet’s wildlife, even in older age, he maintains a profound passion for nature and a drive to change the world for the better.

Over the years, he has imparted his wisdom, worldviews, and personal philosophy through our radios and television screens. 

Inspired by his own words, here are five...

How to continue embracing adventure in retirement

 Fiducia Wealth Management Posted in Pensions & Retirement on 04.06.26 Read If you’re yearning for an adventure in retirement, this chapter of your life doesn’t have to mean putting your feet up and embracing a slower pace of life. Whether you’re keen to explore new destinations or try your hand at a new activity, there can still be adventures around the corner. 

While the stereotype of a retiree might focus on a more sedate lifestyle, you can make your retirement what you want it...

4 practical reasons why business owners could benefit from a pension

 Fiducia Wealth Management Posted in Pensions & Retirement on 04.06.26 Read For many UK business owners, retirement planning takes a back seat to growing the business itself. 

Indeed, according to Financial Planning Today (27 April 2026), 3 in 10 business owners have no pension at all.

When you’re focused on managing cash flow, staff, and profits, it’s easy to assume the eventual sale of your business will provide everything you need for retirement. But relying solely on your...

Why the State Pension triple lock matters for retirees

 Fiducia Wealth Management Posted in Pensions & Retirement on 04.06.26 Read The triple lock increases the State Pension year-on-year to protect pensioners from the effects of inflation. 

Learn how the triple lock works, how it benefits retirees, and two additional strategies you might use to mitigate the effect of inflation on your personal pension wealth alongside your State Pension.

The triple lock ensures your State Pension income rises each year

The triple lock came into force to...

5 questions to answer before you withdraw a pension lump sum to reduce Inheritance Tax

 Fiducia Wealth Management Posted in Fiducia News on 04.06.26 Read From 6 April 2027, many unused pension pots will be included in Inheritance Tax (IHT) calculations.

Since the government announced the change in the 2024 Autumn Budget, an increasing number of people have opted to withdraw their tax-free lump sum from their pension as soon as they can. 

Currently, you can access your pension from age 55 (rising to 57 from April 2028). According to MoneyWeek (9 April 2026), the...

Why you could benefit from reviewing your financial habits as you transition into retirement

 Fiducia Wealth Management Posted in Pensions & Retirement on 04.06.26 Read Retirement is a significant life transition. Some of the financial habits that served you well during your working life might no longer suit your retirement lifestyle.

Sticking to your current financial habits could mean you miss out on opportunities to enjoy your retirement, or even mean you risk using up your savings too soon. Read on to find out why. 

The shift to depleting assets can be difficult for some...
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