Assessment of Investment Risk Management

Understanding investment risk is the key to our management of each client’s portfolio. The starting point is always the accurate identification of a client’s risk profile which in turn considers both risk tolerance and capacity for risk. With our wealth of experience in this field, let us help you with investment risk management.

What we mean by risk attitude is each client’s willingness to risk a less favourable outcome in an attempt to achieve a more favourable outcome – this is the classic “risk/return trade-off”.
Risk capacity however is about the ability to sustain a less favourable outcome without compromising the original goals and timescales. As a result, risk capacity is affected by:

Time horizons and the extent to which they can allow for the recovery of falls in value
Total wealth, which can act as a cushion to adverse outcomes

It is not in the stars to hold our destiny but in ourselves.

William Shakespeare

Further information about Financial Planning:

My thanks to you and the team for your help

You may recall that our affairs were so fragmented that I had to resort to A3 paper in order to be able to read the print out of my spreadsheet. I am pleased to say that I am now back to using A4 paper, so matters are becoming simpler and clearer. My thanks to you and the team for your help with this (and for saving a few more trees).

Fiducia Client

Fiducia are an unfailing helpful and knowledgeable group of people whose investment analysis and advice has helped grow my pension and savings portfolio over the many years I have been privileged to have them as my financial advisers. Their careful analysis of my risk profile and their choice of funds for me have increased the value of my portfolio despite the global market upheavals of recent and less recent memory. I find their regular market surveys distributed to clients to have an impressive depth of knowledge. I have no hesitation in recommending their services to friends and family and will continue to do so.

Mr Brown Solicitor, Hadleigh in Suffolk

The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest.

The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest. The communication, commentary and advice that they regularly issue is valuable and reassuring in these volatile times.

Mr Lansdown Business Owner, Brighton, Sussex

Sarah has advised both myself and my family for a number of years.

Sarah has advised both myself and my family for a number of years. One of Sarah's particular strengths is that in meetings and conversations on the phone she is able to make recommendations using plain, jargon-free English.

Robert Business Owner, Colchester, Essex

Gordon was excellent from start to finish. Providing a clear route to providing us with structured advice and well thought out plan of action and policies.

Gordon was excellent from start to finish. Providing a clear route to providing us with structured advice and well thought out plan of action and policies. Highly knowledgeable and very professional to deal with.

Greg Creative Designer, Ipswich

Gordon is very approachable and is good at explaining the options in simple terms.

Gordon is very approachable and is good at explaining the options in simple terms. His advice has so far made good sense and I look forward to many years as a client.

Ian Engineer, Chelmsford

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