Investment Solutions

Whatever your long-term objectives, whatever the size of your portfolio, our investment management services are built around one guiding principle – letting your investments do the hard work, so you don’t have to.

Our dedicated team of seasoned specialists will help you with all of your investment plans. We believe that success in financial investments stems from robust strategies, careful and thorough planning, and maintaining clear oversight of performance across your portfolio.

We offer our expertise to manage the full process so you can get on with the rest of your life. We pride ourselves on offering simple, honest, plain-talking investment advice that makes sure you are kept in the picture and, most importantly, delivers results.

In delivering our investment services, we follow a five-step process that has become a tried and tested formula for success. Our first priority is to understand you, your circumstances and your aspirations in relation to your investment plans, so we can tailor our approach to meet your expectations.

At the outset of our relationship, we will ask about your:

• Attitude to investment risk
• Expected time scales for returns
• Future cashflow requirements
• Tax liabilities
• Present and future income needs
• Overall financial planning goals.

We offer a full and flexible range of investment strategies, suitable for everyone from the most cautious to the most adventurous investors. Whether you are seeking income, growth or a combination of the two from your financial investments, our strategies can be adjusted to meet every requirement, and for portfolios of any size. We offer a fully bespoke service on portfolios with values in excess of £1million.

Visibility is key to how we approach investment management. From the outset, we will seek to consolidate all of your investments into a single portfolio for convenience and ease of access. This will be actively monitored on a regular basis and available to view online at any time.

Throughout the investment cycle, we provide you with regular reports and review recommendations, including valuations, performance and market overviews.

Asset allocation

A large part of the investment advice we offer will involve recommending assets to you. This is why we are so thorough about understanding your circumstances and objectives in the first place – we need to know what you wish to achieve so we can recommend the right assets to achieve your goals.

Your attitude to risk is vitally important here. There is always a balance to be struck between high, rapid returns and protecting what you have – in short, the bigger you aim, the bigger the risk. By getting to the crux of how much risk you are prepared to take on, we can make sure we only recommend investments that are within your level of tolerance.

Our investment services include pre-agreed budget risks, and we will seek to diversify assets across multiple classes to reduce risk.

Unlike many firms, we prefer to take a forward view with our asset allocation strategies. Using historical data to judge asset performance is fine as a guide, but what really matters is how an investment performs in the future, not what has happened in the past.

We work closely with former JP Morgan and Baring Chief Investment Officer, Michael Hughes, to develop a strategic asset allocation approach based on a robust economic forecasting model for a decade ahead.