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Master Inheritance Tax Rules and Safeguard Your Legacy
Posted in Financial Planning,on 04.07.24 Read In the complex world of UK taxation, understanding gifting rules is key strategy for effective succession planning and...
Testimonials
Our clients are our keenest advocates. Here are a few examples of what they have to say about us…..
Always given options to consider.
I am always given options to consider when I want to invest. I feel fully in control of the investment process when working with Fiducia.
Always putting clients’ needs first.
I have had a pension with Fiducia for many years… I have watched this company grow, always putting clients’ needs first
Gordon acted in a very friendly but professional manner, he made me realise that my previous attitude to my pension fund was never going to work.
Gordon acted in a very friendly but professional manner, he made me realise that my previous attitude to my pension fund (which was basically ignoring it and assuming that there would be enough in the pot to retire on) was never going to work and that time and effort was needed to turn things around. We looked at my attitudes to risk, when i would like to retire and ideally what i would need in my retirement and once he understood all of these issues he acted accordingly. The transfer of funds from my previous pension provider went very smoothly and I can now say that I understand more about how my money is being invested. Gordon was very open with regards to charges so there were no nasty shocks at the end of the transfer. I would be more than happy to recommend him to others.
Gordon is very approachable and is good at explaining the options in simple terms.
Gordon is very approachable and is good at explaining the options in simple terms. His advice has so far made good sense and I look forward to many years as a client.
Excellent advice
Excellent advice is why they are so good.
Fiducia have treated me so well over the years, moving my money around so that overall I have gained and recently when they knew I was considering cashing in my pension they suggested I move it to ‘safe’ investments…
I have had my pension with Fiducia for many years. I am not a big investor. Fiducia have treated me so well over the years, moving my money around so that overall I have gained and recently when they knew I was considering cashing in my pension they suggested I move it to ‘safe’ investments, as the referendum was about to happen and as we have seen this was excellent advice. This is why they are so good. They suggest actions to the client and are in frequent contact. Previously I was with two different companies and was basically left alone and when I was contacted, it could be from any number of people, whereas the same person has always dealt with me at Fiducia... I have watched this company grow, always putting the client needs first and not just those with large pension pots!
Impressive depth of knowledge.
I find their regular market surveys to have an impressive depth of knowledge.
In January 2009 I was sitting on my patio, in sunnier climes , reading the financial pages of the “Telegraph”.
In January 2009 I was sitting on my patio, in sunnier climes , reading the financial pages of the "Telegraph". Having shortly before suffered at the hands of a well known firm of financial advisors my eye was drawn to an article headed "Industry leading lights reap rewards for independent advice". The article then proceeded to bestow an award to eight financial advisors each representing an area of the United Kingdom. For the eastern area this went to the Colchester based firm of "Fiducia Wealth Management who have since provided me with the level of expertise and service I was looking for.
As a result of working with the Fiducia team I was able to understand my options and make my final choices with a very high level of confidence. It was a great experience that exceeded my expectations and I would not hesitate to recommend Fiducia to friends and family.
At the end of April I took redundancy and retired from a FTSE 100 company. The sums on money involved in terms of redundancy and pension provision were significant and, with a low level of personal financial expertise, it was critical to me that I understood all my options in detail and achieved the best combined outcome for the long-term. Gordon Kearney and Richard Heath were outstanding in answering my questions on the various options and guiding me through the choices available. I received a very high level of support, with answers being couched in 'everyday' language that I could understand and worked examples being used to demonstrate the potential outcomes. As a result of working with the Fiducia team I was able to understand my options and make my final choices with a very high level of confidence.
The team at Fiducia took the time to really understand my circumstances and plans for the future and were able to tailor a suite of options which in the ensuing period have really helped move my investments forward.
The team at Fiducia took the time to really understand my circumstances and plans for the future and were able to tailor a suite of options which in the ensuing period have really helped move my investments forward.
Advice that they regularly issue is valuable.
My family and I are private clients. The communication, commentary and advice that they regularly issue is valuable and reassuring in these volatile times
Helpful and knowledgeable group of people.
Fiducia are an unfailingly helpful and knowledgeable group of people whose investment analysis and advice have helped to grow my pension and savings portfolio over the many years I have been privileged to have them as my financial advisers.
We realise we are in extremely competent hands with Fiducia.
Firstly, thank you for all your efforts : it’s been quite a revelation….!! We realise we are in extremely competent hands with Fiducia. And secondly , to wish you are very Happy New year, and we look forward to working with you and Susie over the coming years.
You are always so calm, courteous and reassuring.
It is always a pleasure to speak with you on the telephone. You are always so calm, courteous and reassuring.
They are always there to help and provide answers which has helped us over the years.
They are always there to help and provide answers which has helped us over the years especially recently when my wife has also retired from Civil Service.
My thanks to you and the team for your help
You may recall that our affairs were so fragmented that I had to resort to A3 paper in order to be able to read the print out of my spreadsheet. I am pleased to say that I am now back to using A4 paper, so matters are becoming simpler and clearer. My thanks to you and the team for your help with this (and for saving a few more trees).
Sarah explained the process and recommended investment and trust in plain English.
Sarah explained the process and recommended investment and trust in plain English. She is always approachable and happy to answer questions if I don't understand anything.
I have just seen the item in today’s East Anglian about your nomination and short-listing for the Money Marketing award.
I have just seen the item in today's East Anglian about your nomination and short-listing for the Money Marketing award. It must be very pleasing for you - as it is for me, your client! Congratulations!
Fiducia Wealth Management have a true gem with Susie as part of their team
My mother used Fiducia Wealth Management for her financial advice and was extremely satisfied with their service. Seeing first-hand what a sound company they were I was happy invest with them, and have to say am more than satisfied in having Susie Laws acting as my Financial Planner. She is extremely diligent in her work, incredibly efficient (I cannot stress that enough) and, well in short, an absolute delight to work with. Having someone who takes time to understand your needs, provide qualified advice which is genuinely in your best interests as well as always being on hand to answer any queries and to go the extra mile(s) to assist you is not that easy to find. Fiducia Wealth Management have a true gem with Susie as part of their team – it is a privilege to be their client.
The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest.
The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest. The communication, commentary and advice that they regularly issue is valuable and reassuring in these volatile times.
Fiducia have treated me so well over the years moving my money around, so that overall I have gained and recently when they knew I was considering cashing in my pension they suggested I move it to ‘safe’ investments.
I have had my pension with Fiducia for many years. I am not a big investor. Fiducia have treated me so well over the years moving my money around, so that overall I have gained and recently when they knew I was considering cashing in my pension they suggested I move it to 'safe' investments, as the referendum was about to happen and as we have seen this was excellent advice. This is why they are so good. They suggest actions to the client and are in frequent contact. Previously I was with two different companies and was basically left alone and when I was contacted, it could be from any number of people, whereas the same person has always dealt with me at Fiducia. I have watched this company grow, always putting the client needs first and not just those with large pension pots!
Fiducia helped me to understand and prioritise my financial planning needs and goals and together we developed a plan to meet my needs and achieve my financial planning goals.
I recently employed Fiducia Wealth Management to help me with my financial affairs. My adviser, Gordon, helped me to understand and prioritise my financial planning needs and goals and together we developed a plan to meet my needs and achieve my financial planning goals. My dealings with Fiducia Wealth Management have been extremely professional and pleasantly surprising!
Very professional and reassuring
Gordon Kearney at Fiducia has been our Financial Adviser for four years now and he has been very professional and reassuring.
I could not recommend Gordon Kearney enough. He made sense out what I felt was a difficult problem.
I could not recommend Gordon Kearney enough. He made sense out what I felt was a difficult problem. He arranged my pension transfer which I also took a lump sum out of. Then invested the remainder of it. He also set up 6 trust funds for nephews and nieces. Quality service and will use his expertise again.
We have found them helpful in running our financial affairs
We have been working with Fiducia since their inception. We have found them helpful in running our financial affairs, particularly my private and company pensions.
Excellent bespoke personal service.
Fiducia offers an excellent bespoke personal service.
Sarah has advised both myself and my family for a number of years.
Sarah has advised both myself and my family for a number of years. One of Sarah's particular strengths is that in meetings and conversations on the phone she is able to make recommendations using plain, jargon-free English.
Genuinely friendly and helpful.
I’ve been using Fiducia for many years now and they are never anything other than genuinely friendly and helpful.
Gordon was excellent from start to finish. Providing a clear route to providing us with structured advice and well thought out plan of action and policies.
Gordon was excellent from start to finish. Providing a clear route to providing us with structured advice and well thought out plan of action and policies. Highly knowledgeable and very professional to deal with.
I know they are in good hands.
As a Solicitor practicing in a nearby town… I have always felt very comfortable referring my clients wherever possible, as I know they are in good hands and will receive a very friendly welcome along with expert advice.
Susie has demonstrated a firm understanding of my requirements and I am only too happy to endorse her service skills.
For the past year, Susie has been actively involved in converting my pension investments, currently held in a SSAS, into a SIPP. Throughout the whole process Susie has demonstrated a firm understanding of my requirements and I am only too happy to endorse her service skills.
He couldn’t have been more up front, so professional from day one and put my mind at rest as if I was the only client he had.
He couldn't have been more up front, so professional from day one and put my mind at rest as if I was the only client he had. I'm so glad that I can and have recommended Gordon to my fellow colleagues.
Fiducia have treated me so well.
Fiducia have treated me so well over the years moving my money around, so that overall I have gained…
The team at Fiducia are consistently professional and successful in managing our affairs.
The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest. The communication, commentary and advice that they regularly issue is valuable and reassuring in these volatile times.
Consistently professional and successful in managing our affairs.
The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest.
No hesitation in recommending their services.
I have no hesitation in recommending their services to friends and family and will continue to do so
Gordon has provided professional financial advice that has been geared towards my needs. He took the time to understand my requirements and to put forward a suitable plan to meet my immediate and long term requirements.
Gordon has provided professional financial advice that has been geared towards my needs. He took the time to understand my requirements and to put forward a suitable plan to meet my immediate and long term requirements. He is backed by a team that is able to review the myriad of available options and to recommend the most appropriate policy/investment.
Presented the many options open to us in a professional and easy to understand manner.
Gordon has always presented the many options open to us in a professional and easy to understand manner and guidance was always available through the various stages of what could have been a very complicated process.
We only ever hear good things about Fiducia.
We only ever hear good things about Fiducia and are pleased to now recommend them…
They are proactive with our savings but not reckless.
Fiducia recently moved us onto another platform as they felt our previous one wasn't working hard enough for us, they are proactive with our savings but not reckless.
My main concern was to appoint someone who places my needs at the centre of their advice rather than their own financial gain. I am very comfortable that Susie and Fiducia do this
Susie has guided me in terms of my pension and personal investments in a very professional way. My main concern was to appoint someone who places my needs at the centre of their advice rather than their own financial gain. I am very comfortable that Susie and Fiducia do this which has encouraged me to put further faith and business in her hands.
Fiducia are an unfailing helpful and knowledgeable group of people whose investment analysis and advice has helped grow my pension and savings portfolio over the many years I have been privileged to have them as my financial advisers.
Fiducia are an unfailing helpful and knowledgeable group of people whose investment analysis and advice has helped grow my pension and savings portfolio over the many years I have been privileged to have them as my financial advisers. Their careful analysis of my risk profile and their choice of funds for me have increased the value of my portfolio despite the global market upheavals of recent and less recent memory. I find their regular market surveys distributed to clients to have an impressive depth of knowledge. I have no hesitation in recommending their services to friends and family and will continue to do so.
Their choice of funds have increased the value of my portfolio.
Their careful analysis of my risk profile and their choice of funds have increased the value of my portfolio despite the global market upheavals
Gordon Kearney and his team at Fiducia have been fantastic in helping me bring all my investments under one umbrella. His expertise and thoroughness has given me the confidence to take a back seat and get on with what I do best.