Insurance Solutions
Where wealth consists mainly of illiquid assets, such as property, an appropriate life policy in trust can provide the means to settle the Inheritance Tax to prevent the sale of this asset. Discuss our whole life insurance services and whole of life policies today.
A whole of life policy written under trust can provide a number of advantages:
- Provision of a capital sum to beneficiaries which they can use to pay IHT liability
- You can specify who will receive the capital lump sum
- Capital can be paid before grant of probate is obtained
- The cost of the policy can be met from annual IHT exemptions
We can advise on the appropriate level of cover, the most cost effective arrangement, underwriting process and use of trusts. We also regularly review the level of cover to ensure it remains appropriate.

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Further information about Pensions & Retirement:
The wish to leave wealth to future generations...
The wish to leave wealth to future generations and to avoid unnecessary Inheritance Tax are often important factors. However, the understandable concern for...
A lifetime’s accumulated wealth will include...
A lifetime’s accumulated wealth will include assets such as a private property, savings and investments, perhaps also shares. Where assets are liquid a...
Lifetime transfers of wealth can be made in...
Lifetime transfers of wealth can be made in trust as a form of asset protection and to ensure monies reach the intended beneficiaries. Get in touch with our...
You will be aware of the need to have a valid...
You will be aware of the need to have a valid Will, however this is often overlooked as is the need to regularly update the Will to ensure it continues to...
Bereavement can be very stressful for all...
Bereavement can be very stressful for all concerned without the added burden of dealing with a loved one’s estate. Obtaining the grant of probate, which...
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