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Critical Illness Cover

Home Critical Illness Cover

More than one in three people will develop some form of cancer during their lifetime*. Developments in medical science means more of us survive critical conditions which in itself creates more financial difficulties due to long periods of treatment and convalescence after which we may not be able to return to our original occupation.

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Critical Illness policies pay out on the diagnosis of a specific critical condition, this capital lump sum at such a time can provide the means to pay for medical costs, alterations to your home or to replace lost income.

Critical illness cover can be a standalone arrangement, or added to life assurance to form a fully comprehensive solution.

As with most forms of insurance, there are a complex array of options to choose from and finding the right level of cover for your needs is not always straightforward.  Our team of experienced advisers can help to guide you through the choices to ensure you secure the most appropriate solution.

* Source: Cancer Research UK
one who holds everything in trust, a person who has the power and obligation to act for another under circumstances that require total trust, good faith and honesty, one who has greater knowledge and expertise about matters being handled, a person who acts to a higher standard of conduct and trust.
Fiduciary from the Latin fiducia

Further information about Protecting Your Family:

Family Financial Protection & Planning
“Most fathers plan to live forever” was...
“Most fathers plan to live forever” was the main conclusion from research undertaken taken several years ago.  We can all smile when reading that...
Find Out More
Family Financial Protection & PlanningLife Assurance
This may be needed to clear a mortgage or...
This may be needed to clear a mortgage or other borrowing, to pay for the upkeep of children or dependents for their education, upbringing and to allow a...
Find Out More
Family Financial Protection & PlanningIncome Protection Cover
You are three times more likely to sustain a...
You are three times more likely to sustain a disability through accident or illness than die before the age of 65. State benefits are being restricted and...
Find Out More
Family Financial Protection & PlanningPrivate Medical Insurance
Whilst we truly value the National Health...
Whilst we truly value the National Health Service, we also appreciate that its resources are coming under increasing pressure and may not be able to meet...
Find Out More
Family Financial Protection & PlanningBusiness Solutions
For those who are Directors or Partners in...
For those who are Directors or Partners in private sector businesses, there are added responsibilities as well as potential asset values to protect on...
Find Out More

We look forward to the future now as the past has been very stressful

We would just like to say thank you for the meeting this afternoon, we feel that we have made the right choice in putting our financial Investments with you.  It is a time of change for us and it is important that we feel someone is there to guide us as we move into a new chapter in our lives. We look forward to the future now as the past has been very stressful, and although it gave us financial security, it came at a high cost health wise.  A new less hectic life awaits us although I will have to stop spending so much on little rewards!
Fiducia Client

My thanks to you and the team for your help

You may recall that our affairs were so fragmented that I had to resort to A3 paper in order to be able to read the print out of my spreadsheet. I am pleased to say that I am now back to using A4 paper, so matters are becoming simpler and clearer. My thanks to you and the team for your help with this (and for saving a few more trees).
Fiducia Client

Fiducia are an unfailing helpful and knowledgeable group of people whose investment analysis and advice has helped grow my pension and savings portfolio over the many years I have been privileged to have them as my financial advisers.

Fiducia are an unfailing helpful and knowledgeable group of people whose investment analysis and advice has helped grow my pension and savings portfolio over the many years I have been privileged to have them as my financial advisers. Their careful analysis of my risk profile and their choice of funds for me have increased the value of my portfolio despite the global market upheavals of recent and less recent memory. I find their regular market surveys distributed to clients to have an impressive depth of knowledge. I have no hesitation in recommending their services to friends and family and will continue to do so.
Mr Brown Solicitor, Hadleigh in Suffolk

Fiducia have treated me so well over the years moving my money around, so that overall I have gained and recently when they knew I was considering cashing in my pension they suggested I move it to ‘safe’ investments.

I have had my pension with Fiducia for many years. I am not a big investor. Fiducia have treated me so well over the years moving my money around, so that overall I have gained and recently when they knew I was considering cashing in my pension they suggested I move it to 'safe' investments, as the referendum was about to happen and as we have seen this was excellent advice. This is why they are so good. They suggest actions to the client and are in frequent contact. Previously I was with two different companies and was basically left alone and when I was contacted, it could be from any number of people, whereas the same person has always dealt with me at Fiducia. I have watched this company grow, always putting the client needs first and not just those with large pension pots!
Mrs Clibborn Business Owner, London

The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest.

The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest. The communication, commentary and advice that they regularly issue is valuable and reassuring in these volatile times.
Mr Lansdown Business Owner, Brighton, Sussex

You are always so calm, courteous and reassuring.

It is always a pleasure to speak with you on the telephone. You are always so calm, courteous and reassuring.
Mrs Scott Retired, Colchester
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ProtectionNews & Case Studies

Huge Savings for Business life Insurance

Michael MacLeod, Financial Adviser Posted in Fiducia News, Protection on 06.08.19 Read Having met many business owners and directors over the last few years, I was staggered to learn how many of them had never...

Financial protection

Daniel Kern, Senior Financial Adviser Posted in Fiducia News, Protection on 27.09.18 Read Families can be left in a precarious situation if the unforeseen were to happen We all intend that our plans will come good....

Protect the things that mean the most to you

Gordon Kearney, Managing Director and Financial Adviser Posted in Protection on 29.11.17 Read The lifestyle of our loved ones may be seriously compromised if we die. However, very worryingly, more than 2.4 million...

Case Study: Protecting the Family

Fiducia Wealth Management Posted in Financial Advice, Life Assurance (+1 more), on 14.02.12 Read Family Protection Background Danny, aged 35, owns his own website design business and is married with a young family.  He was...

Relevant Life Policies: Relevant & Helpful!

John Millican, Executive Chairman Posted in Protection on 16.12.11 Read Relevant Life Policies Many employers have key people whose death or illness will impact on the profitability of the business....
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Fiducia Wealth Management | Advice on lifetime allowance

Fund Manager Q&A: Shroder Income Fund

Fiducia Wealth Management Posted in Investing,
on 17.01.17
Read

 We like to post a Fund Manager Q&A periodically, to give a little insight into the processes involved in investment...

The General Election - Intelligent investing in a climate of unknowns

Fiducia Wealth Management Posted in Financial Advice,
on 17.01.17
Read

“In today’s uncertain economy, the safest solution to be wealthy, be in total control and enjoy freedom for you and your...

Finding the best mortgage solution for you rarely comes 'off the shelf'.

Guest Editor Posted in Financial Advice,
on 17.01.17
Read
This month’s guest blog comes from our professional connection H D Consultants, provided by principal and founder Howard...

A guide to saving and investing for a child's future.

Fiducia Posted in Fiducia News,
on 17.01.17
Read

 

 

Fiducia Wealth Management has the Midas touch.

Fiducia Wealth Management Posted in Fiducia News,
on 17.01.17
Read

What a way to start the week!

Going for Gold!

We’re absolutely delighted to announce that last Thursday, Fiducia Wealth...

Let’s get married. The tax perks: what you need to know

Michael MacLeod, Financial Adviser Posted in Financial Advice,
on 17.01.17
Read

Some of the best, most valuable financial advice doesn’t require reinventing the wheel. In fact, it can often be the most...

Latest News from Fiducia



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As an Independent Financial Adviser (IFA) Fiducia Wealth Management provides first class financial and investment advice from our offices in Dedham, near Colchester on the Essex Suffolk boarder and in Chelmsford, Essex. Fiducia Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. This site is for information only, and does not constitute financial advice.

© Fiducia Wealth Management, Dedham Hall Business Centre, Brook Street, Dedham, Colchester, Essex CO7 6AD. Also find us at Saxon House, 27 Duke Street, Chelmsford CM1 1HT. No unauthorised reproduction is permitted without prior consent.

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