Income Protection Cover, Income Protection Plan

There are a fair few things in life which catch us off guard and derail our plans. Making plans for the unexpected is something we can do and is a core value of any good financial planner. Our job as financial advisers and financial planners is to prepare our clients, as much as possible, for the unexpected.

Financial protection is often an uncomfortable topic We all assume that we will live long into our twilight years, but at the same time we all know that things don’t always go to plan. Indeed, Covid19 and it’s global, multi-level impact across lives and livelihoods is one of those black swan events none of us could have anticipated let alone prepared for.

Financial freedom requires being prepared for when things go wrong. In order to safeguard against these scenarios it may be recommended that clients consider income protection.

“It’s always surprised me how we think nothing of insuring our cars, pets, mobile phones and homes but our income and life can wait. Financial protection is an important area of financial planning that I feel very passionate about.” – Michael Macleod, Financial Planner

We are what we repeatedly do. Excellence, therefore, is not an act but a habit

Aristotle

Further information about Protecting Your Family:

We look forward to the future now as the past has been very stressful

We would just like to say thank you for the meeting this afternoon, we feel that we have made the right choice in putting our financial Investments with you. It is a time of change for us and it is important that we feel someone is there to guide us as we move into a new chapter in our lives. We look forward to the future now as the past has been very stressful, and although it gave us financial security, it came at a high cost health wise. A new less hectic life awaits us although I will have to stop spending so much on little rewards!

Fiducia Client

My thanks to you and the team for your help

You may recall that our affairs were so fragmented that I had to resort to A3 paper in order to be able to read the print out of my spreadsheet. I am pleased to say that I am now back to using A4 paper, so matters are becoming simpler and clearer. My thanks to you and the team for your help with this (and for saving a few more trees).

Fiducia Client

Fiducia are an unfailing helpful and knowledgeable group of people whose investment analysis and advice has helped grow my pension and savings portfolio over the many years I have been privileged to have them as my financial advisers. Their careful analysis of my risk profile and their choice of funds for me have increased the value of my portfolio despite the global market upheavals of recent and less recent memory. I find their regular market surveys distributed to clients to have an impressive depth of knowledge. I have no hesitation in recommending their services to friends and family and will continue to do so.

Mr Brown Solicitor, Hadleigh in Suffolk

Fiducia have treated me so well over the years moving my money around, so that overall I have gained and recently when they knew I was considering cashing in my pension they suggested I move it to ‘safe’ investments.

I have had my pension with Fiducia for many years. I am not a big investor. Fiducia have treated me so well over the years moving my money around, so that overall I have gained and recently when they knew I was considering cashing in my pension they suggested I move it to 'safe' investments, as the referendum was about to happen and as we have seen this was excellent advice. This is why they are so good. They suggest actions to the client and are in frequent contact. Previously I was with two different companies and was basically left alone and when I was contacted, it could be from any number of people, whereas the same person has always dealt with me at Fiducia. I have watched this company grow, always putting the client needs first and not just those with large pension pots!

Mrs Clibborn Business Owner, London

The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest.

The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest. The communication, commentary and advice that they regularly issue is valuable and reassuring in these volatile times.

Mr Lansdown Business Owner, Brighton, Sussex

You are always so calm, courteous and reassuring.

It is always a pleasure to speak with you on the telephone. You are always so calm, courteous and reassuring.

Mrs Scott Retired, Colchester

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