You are three times more likely to sustain a disability through accident or illness than die before the age of 65. State benefits are being restricted and reduced. How would you source a replacement income?
Did you know: Employment & Support Allowance pays between £53.45 and £99.85 per week
With over 2.57 million people claiming Employment Support Allowance* (which has replaced Incapacity Benefit) the need for an income protection plan against long term illness or disability is clear but unfortunately often overlooked.
Putting in place the right level of income protection cover on the right basis will provide peace of mind and more importantly, should the need arise, a sustainable tax efficient income to support you and your family until you are able to return to work.
(* Source: DWP May 2011 claim figures)
Further information about Protecting Your Family: