Financial Planning Advice

Unlike Financial Advice, which typically considers one or two subjects in isolation and at a point in time, our Financial Planning services are part of an ongoing and evolving process which evaluate the consequences that a course of action may have on the holistic plan.

It is a cyclical process to be regularly reviewed and updated as can be seen from the Six Steps below:

Step 1 Initial Fact Finding Meeting

An initial meeting in which we identify the factual and personal information needed to begin the process of writing a financial plan. This is in effect your personal balance sheet.

Step 2 Personal and Financial Goals

A discussion in which we explore and understand your personal and financial goals, objectives and timescales, as well as your attitude to risk.

Step 3 The Analysis

The analysis of all the hard and soft facts as well as the implications of your risk profile.

Step 4 Draft Report

The preparation of a draft report containing analysis and outline proposals for further discussion.

Step 5 The Final Report

Discussion and agreement with you as to the final Report. This includes priorities, action to be taken and liaison with other professionals, such as lawyers and accountants, culminating in the implementation of the agreed plan.

Step 6 Annual Meeting

An annual meeting with you to review, monitor, re-assess and implement further action as necessary.

You cannot escape the responsibility of tomorrow by evading it today.

Abraham Lincoln

Further information about Financial Planning:

My thanks to you and the team for your help

You may recall that our affairs were so fragmented that I had to resort to A3 paper in order to be able to read the print out of my spreadsheet. I am pleased to say that I am now back to using A4 paper, so matters are becoming simpler and clearer. My thanks to you and the team for your help with this (and for saving a few more trees).

Fiducia Client

Fiducia are an unfailing helpful and knowledgeable group of people whose investment analysis and advice has helped grow my pension and savings portfolio over the many years I have been privileged to have them as my financial advisers. Their careful analysis of my risk profile and their choice of funds for me have increased the value of my portfolio despite the global market upheavals of recent and less recent memory. I find their regular market surveys distributed to clients to have an impressive depth of knowledge. I have no hesitation in recommending their services to friends and family and will continue to do so.

Mr Brown Solicitor, Hadleigh in Suffolk

The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest.

The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest. The communication, commentary and advice that they regularly issue is valuable and reassuring in these volatile times.

Mr Lansdown Business Owner, Brighton, Sussex

Sarah has advised both myself and my family for a number of years.

Sarah has advised both myself and my family for a number of years. One of Sarah's particular strengths is that in meetings and conversations on the phone she is able to make recommendations using plain, jargon-free English.

Robert Business Owner, Colchester, Essex

Gordon was excellent from start to finish. Providing a clear route to providing us with structured advice and well thought out plan of action and policies.

Gordon was excellent from start to finish. Providing a clear route to providing us with structured advice and well thought out plan of action and policies. Highly knowledgeable and very professional to deal with.

Greg Creative Designer, Ipswich

Gordon is very approachable and is good at explaining the options in simple terms.

Gordon is very approachable and is good at explaining the options in simple terms. His advice has so far made good sense and I look forward to many years as a client.

Ian Engineer, Chelmsford

Interested in working with Fiducia?

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+44 (0)1206 321045 Office hours: 9am - 5pm

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