Financial Planning Advice
Unlike Financial Advice, which typically considers one or two subjects in isolation and at a point in time, our Financial Planning advice and services are an ongoing and evolving process that evaluates the consequences that a course of action may have on the holistic plan.
It is a cyclical process to be regularly reviewed and updated as can be seen from the Six Steps below:
An initial meeting, which is your fact find on Fiducia and to identify the factual and personal information needed to begin the process of writing a financial plan, in effect your personal balance sheet.
A discussion to explore and understand your personal and financial goals, objectives and timescales, as well as your attitude to risk.
The analysis of all the hard and soft facts as well as the implications of your risk profile.
The preparation of a draft report containing analysis and outline proposals for further discussion.
Discussion and agreement with you as to the final Report including priorities, action to be taken and liaison with other professionals such as lawyers and accountants, culminating in the implementation of the agreed plan.
An annual meeting with you to review and monitor, re-assess and implement further action as necessary.
Further information about Financial Planning:
Financial AdviceNews & Case Studies
Inheritance Tax ExemptionsPosted in Financial Advice, Inheritance Tax on 15.04.17 Read Making a gift to your family and friends while you’re alive can be a very effective way to reduce the value of your estate for Inheritance Tax (IHT) purposes and benefit your loved ones immediately.
Fiducia Money Spring EditionPosted in Financial Advice, Inheritance Tax (+3 more), on 30.03.17 Read Welcome to our latest issue, featuring articles written to help you make the most of your hard-earned money and achieve your long-term financial security.
Spring Budget 2017 – Initital Key PointsPosted in Fiducia News, Financial Advice on 08.03.17 Read In the ‘last ever Spring Budget’ Chancellor Philip Hammond emphasised the Government’s commitment to business and working families. We have summarised below the key points of the Budget. Our full report and analysis will follow in the next few days.
Tapered Annual AllowancePosted in Tax Planning, Annual Allowance (+2 more), on 22.02.17 Read In this Guest Editor article, Helen Morrissey from Utmost Wealth Management reminds us of the current considerations around...
2017 Investment OutlookPosted in Financial Advice, Investing (+1 more), on 17.01.17 Read Take advantage of investment opportunities in 2017 with our review of 2016 and projections for 2017.
2016/17 Year end planningPosted in Financial Advice, Tax Planning on 11.01.17 Read Interested in keeping your taxes as low as possible? This article explores what you may wish to consider sooner rather than...
Money’s too tight to mention…
How would you pay the bills if you were sick or accidentally injured and couldn’t work? According to research, just 12% of employers support their staff for more than a year if they are sick from work.Posted in Financial Advice, Protection (+1 more), on 30.11.16 Read