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Pensions & Retirement

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To transfer, or not to transfer?

Susie Laws, Director & Chartered Financial Planner Posted in Fiducia News, Pensions & Retirement on 30.07.18 Read More than 100,000 people transferred out of Defined Benefit (DB) pensions in 2017/18[1]. A DB pension scheme is one where the...

Driving towards the next phase of your life

Gordon Kearney, Managing Director & Financial Adviser Posted in Fiducia News, Financial Advice (+1 more), on 30.08.18 Read Getting the date right can help you reach your destination sooner At some point you’ll say ‘goodbye’ to your co-workers,...

Back to the future

Fiducia Wealth Management Posted in Fiducia News, Pensions & Retirement on 30.07.18 Read Visualising what really matters to you is the key to the planning process Have you ever thought about writing a letter to...

Making the most of your pensions

Fiducia Wealth Management Posted in Fiducia News, Pensions & Retirement on 05.07.18 Read Have you accumulated multiple plans that need reviewing? By the time we have been working for a decade or two, it is not...

Make it a date

Fiducia Wealth Management Posted in Fiducia News, Pensions & Retirement on 20.07.18 Read Keeping your target retirement plans on track Most over-45s are not making plans to match their hopes for the future,...

New lease of life

Susie Laws, Director & Chartered Financial Planner Posted in Pensions & Retirement on 13.04.18 Read Pensioners embracing the benefits of retirement and new-found time As with any new life stage, planning often helps a smooth...

New Member of Resolution

Fiducia Wealth Management Posted in Fiducia News, Pensions & Divorce on 10.12.17 Read Resolution, which was formerly known as the Solicitors Family Law Association (SFLA)

Don’t worry, be happy

John Millican, Chairman Posted in Pensions & Retirement, Pension Contributions on 04.02.17 Read It is impossible to consider retirement, and our experience of it, without also considering how we’ll pay for it. But almost...

Defined Benefit Pension Schemes

Susie Laws, Director & Chartered Financial Planner Posted in Final Salary Pensions, Pensions & Retirement on 20.10.17 Read For those individuals who have been lucky enough to benefit from the Final Salary (Defined Benefits) pensions framework during...

Deferring State Pension

Fiducia Wealth Management Posted in Fiducia News, Pensions & Retirement (+1 more), on 11.10.17 Read The new rules of deferring your pension If you are retiring after April 6, 2016 and decide not to claim your state pension...

Planning for your retirement

Fiducia Wealth Management Posted in Investing, Pension Contributions (+1 more), on 19.09.17 Read Getting ready to slow things down. One of the critical aspects of retirement planning is how you structure your...

New State Pension Age

Fiducia Wealth Management Posted in Pensions & Retirement, State Pension on 14.09.17 Read Will you be one of the millions of workers who will have to work an extra year before retiring after the Government announced...

Aged 18-40? Save with LISA

Gordon Kearney, Managing Director & Financial Adviser Posted in Fiducia News, ISA's (+1 more), on 17.02.17 Read If you are between the ages of 18 and 40 years old, the latest savings advice is to make a move to flexible savings for a...

Money Purchase Annual Allowance

Fiducia Wealth Management Posted in Pensions & Retirement, Tax Relief on 01.02.17 Read Reduction to prevent inappropriate double tax relief was announced by Chancellor of the Exchequer Philip Hammond in the...

The Pros and Cons of Annuities

Fiducia Wealth Management Posted in Financial Planning, Fiducia News (+6 more), on 05.04.24 Read Annuities allow retirees to receive a guaranteed income for life in exchange for a lump sum payment from your pension fund....

Financial Planning for Singles vs Couples

Fiducia Wealth Management Posted in Financial Planning, Fiducia News (+9 more), on 12.04.24 Read Financial planning looks quite different whether you are managing money as a single person or as a couple. From income and...

Evaluating Early Retirement: Pros and Cons

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+4 more), on 26.01.24 Read The dream of retiring early to pursue your passions and freedom is appealing to many. But it requires both financial and...

5 reasons to have a Financial Adviser

Fiducia Wealth Management Posted in Financial Planning, Final Salary Pensions (+8 more), on 31.07.23 Read In today’s uncertain and volatile economy, succumbing to financial stress has become all too common. In such a scenario,...

Bite sized bits – Retirement Needs

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+2 more), on 24.07.23 Read Retirement is a crucial stage in life that requires careful planning and preparation. It’s a time when you are no longer...

Using Pensions & ISAs to provide liquidity in times of property market stress

Gordon Kearney, Managing Director & Financial Adviser Posted in Financial Planning, Financial Advice (+4 more), on 23.06.23 Read The property market can be unpredictable at the best of times, and during times of stress, it can be difficult to liquidate...

***UPDATED*** After the UK Budget, should I pay into my pension again?

Susie Laws, Director & Chartered Financial Planner Posted in Financial Planning, Financial Advice (+6 more), on 22.03.23 Read “Following the budget, should I pay into a pension again? And what about if I have existing transitional LTA...

Be More Tax Aware

Fiducia Wealth Management Posted in Corporation Tax, Financial Planning (+15 more), on 02.03.23 Read It’s not exactly a huge secret…but the end of the 2022/23 tax year is fast approaching. What can you do to ensure you are...

Performance of FWM ESG Portfolios

James Crisell, Financial Adviser Posted in Investing, ESG (+9 more), on 31.10.22 Read A difficult year for everyone! In 2021, over $500 billion flowed into ESG (Environmental, Social, and Governance) funds, and...

Economist Q&A – With Michael Hughes

Fiducia Wealth Management Posted in Financial Planning, Fiducia News (+10 more), on 30.09.22 Read Following the mini budget delivered by UK Chancellor Kwasi Kwarteng, financial markets have suffered a downturn in fortune....

Fiducia adviser appears on the BBC

Fiducia Wealth Management Posted in Financial Planning, Fiducia News (+4 more), on 13.10.22 Read Fiducia Co-Owner and Chartered Financial Adviser, Susie Laws, was live on BBC Scotlands ‘The Nine’ show yesterday...

Divorce and your pension…what to expect

Fiducia Wealth Management Posted in Financial Planning, Final Salary Pensions (+4 more), on 30.09.22 Read Finances are always scrutinised when a marriage or civil partnership ends. A pension can be an important financial asset and...

‘Should I save or invest?’ – What our experts say

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+4 more), on 26.09.22 Read With the cost of living soaring across the UK for all, bolstered by rising energy costs and inflated food prices, making your...

Pension consolidation, why, how and when not to

Fiducia Wealth Management Posted in Financial Planning, Final Salary Pensions (+5 more), on 29.06.22 Read As the workforce transitions between generations, the number of jobs people have across their lifetime changes.  A single...
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As an Independent Financial Adviser (IFA) Fiducia Wealth Management provides first class financial and investment advice from our offices in Dedham, near Colchester on the Essex Suffolk border and in Chelmsford, Essex. Fiducia Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. This site is for information only, and does not constitute financial advice.

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