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What you need to know about inheritance tax

Home News Lifetime Limit
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What is Inheritance Tax and Should I Worry About It?

Susie Laws, Director & Chartered Financial Planner Posted in Fiducia News on 04.10.19 Read As a financial adviser, I discuss Inheritance Tax regularly with my clients. A few shrug their shoulders and say, “I’ll be...

Lifetime Allowance Charge: Don’t get caught out

Fiducia Wealth Management Posted in Pensions & Retirement, Lifetime Limit on 25.08.16 Read With effect from 6 April 2016 the lifetime allowance, which is the maximum pension benefit that can be taken without suffering...

Pension Wealth- Keeping It In The Family

Fiducia Wealth Management Posted in Pensions & Retirement, Auto Enrolment on 27.11.14 Read In the build up to the proposed pension changes to be announced on December 3rd, our pension’s expert Sarah Travers gives...

The What, Why, When, Where and Who on Pension Death Benefits

Fiducia Wealth Management Posted in Pensions & Retirement, Lifetime Limit on 07.10.14 Read The Government has recently announced how they will amend the current high tax charge on death within a defined contribution...

Pension Tax Relief In the Firing Line

Fiducia Wealth Management Posted in Pensions & Retirement, Fixed Protection on 12.12.12 Read As widely expected pensions tax relief was in the firing line in the Chancellor’s Autumn Statement delivered to Parliament...

Tax Planning Update

John Millican, Chairman Posted in Pensions & Retirement, Lifetime Limit on 29.01.09 Read Tax Planning There are several issues arising from the Pre-Budget Report of 24th November 2008 that are worth highlighting in...

The Capital Gains Tax essentials you need to know

Fiducia Wealth Management Posted in Tax Planning on 17.03.26 Read The amount of Capital Gains Tax (CGT) investors collectively pay is set to soar over the next six years. According to a

Explained: Why your pension could become liable for Inheritance Tax

Fiducia Wealth Management Posted in Inheritance Tax, Pensions & Retirement on 17.03.26 Read Next year, a significant change to how pensions are treated when calculating Inheritance Tax (IHT) could mean more families...

How cashflow modelling can act as an early warning system for financial shocks

Fiducia Wealth Management Posted in Financial Planning on 17.03.26 Read

The positive psychology of clear financial goals

Fiducia Wealth Management Posted in Financial Planning on 17.03.26 Read A survey has identified an “ambition gap” in the UK, with millions of adults admitting they have no financial aspirations...

Is Your Estate Heading for an Unexpected Inheritance Tax Bill?

Gordon Kearney, Managing Director & Financial Adviser Posted in Inheritance Tax on 20.02.26 Read   Quick Answers What is the inheritance tax threshold in 2026? The nil-rate band remains frozen at £325,000. If you own a...

The money lessons you can teach children at every stage to boost their financial literacy

Fiducia Wealth Management Posted in Financial Planning on 29.01.26 Read Financial literacy was first introduced into the national curriculum back in 2014, aimed at children aged between 11 and...

6 in 10 over-45s are underestimating the cost of care by thousands of pounds

Fiducia Wealth Management Posted in Financial Planning on 29.01.26 Read Brits could face a worrying shortfall if they need care later in life. A report from the Just Group (8 December 2025) suggests...

The power of pension tax relief and how it could boost your retirement income

Fiducia Wealth Management Posted in Financial Planning, Pensions & Retirement on 29.01.26 Read If you’re saving for retirement, you will want to get the most out of what you’re putting into your workplace or private...

How a financial plan could help you feel in control following a divorce

Fiducia Wealth Management Posted in Financial Planning on 29.01.26 Read Going through a divorce is difficult, and it’s normal to experience a loss of control. It can be tempting to turn away from...

3 insights from the FTSE 100’s performance that could help you curb impulsive decisions

Fiducia Wealth Management Posted in Financial Planning on 29.01.26 Read Despite ups and downs throughout the year, 2025 proved to be a great year for the FTSE 100 – an index of the 100 largest...

The new year financial resolution you will keep

Fiducia Wealth Management Posted in Financial Planning on 29.01.26 Read This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of...

Why business owners may want to consider a pension alongside their exit strategy

Fiducia Wealth Management Posted in Pensions & Retirement on 07.01.26 Read When you’re building a business, you might have little time to think about other aspects of your long-term finances....

Gifting to reduce an Inheritance Tax bill? Here are 5 things to check first

Fiducia Wealth Management Posted in Inheritance Tax on 07.01.26 Read In the Autumn Budget 2025, the chancellor announced that Inheritance Tax (IHT) thresholds would remain frozen for a further...

2 reasons to combine your financial plan with your partner’s

Fiducia Wealth Management Posted in Financial Planning on 07.01.26 Read Love is in the air with Valentine’s Day just around the corner. Amid planning romantic gestures, thinking about combining...
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4 exit options baby boomer business owners might want to consider

Fiducia Wealth Management Posted in Financial Planning,
on 30.04.26
Read
With the youngest of the baby boomers now in their early 60s, business owners in this generation could benefit from...

Tax-efficient ways for business owners to pay themselves

Fiducia Wealth Management Posted in Tax Planning,
on 30.04.26
Read
As a business owner, how you pay yourself matters. Doing so without considering the tax implications could mean you miss...

How the value of your estate affects a key Inheritance Tax allowance

Fiducia Wealth Management Posted in Inheritance Tax,
on 30.04.26
Read
Inheritance Tax (IHT) is a growing concern for many people in the UK, with increasing numbers of estates facing a rising tax...

How to take a career break and keep your pension on track

Fiducia Wealth Management Posted in Fiducia News,
on 30.04.26
Read
If you’re planning to take a career break, being proactive could help you keep your pension and long-term plans on track. 

Wealth v strategy: Why a financial plan is essential

Fiducia Wealth Management Posted in Wealth Management,
on 30.04.26
Read
Building wealth without a financial plan may be like searching for a destination without a map. You might miss the most...

How to manage lifestyle inflation to keep your long-term goals on track

Fiducia Wealth Management Posted in Financial Planning,
on 30.04.26
Read
Like inflation, lifestyle inflation could affect your finances, and you might not be aware of the effects straightaway. Find...
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As an Independent Financial Adviser (IFA) Fiducia Wealth Management provides first class financial and investment advice from our offices in Dedham, near Colchester on the Essex Suffolk border and in Chelmsford, Essex. Fiducia Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. This site is for information only, and does not constitute financial advice.

© Fiducia Wealth Management, Dedham Hall Business Centre, Brook Street, Dedham, Colchester, Essex CO7 6AD. Also find us at Saxon House, 27 Duke Street, Chelmsford CM1 1HT and Kings House, 101-135 Kings Road, Brentwood, Essex CM14 4DR. No unauthorised reproduction is permitted without prior consent.

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