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What you need to know about inheritance tax

Home News Lifetime Limit
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What is Inheritance Tax and Should I Worry About It?

Susie Laws, Director & Chartered Financial Planner Posted in Fiducia News on 04.10.19 Read As a financial adviser, I discuss Inheritance Tax regularly with my clients. A few shrug their shoulders and say, “I’ll be...

Lifetime Allowance Charge: Don’t get caught out

Fiducia Wealth Management Posted in Pensions & Retirement, Lifetime Limit on 25.08.16 Read With effect from 6 April 2016 the lifetime allowance, which is the maximum pension benefit that can be taken without suffering...

Pension Wealth- Keeping It In The Family

Fiducia Wealth Management Posted in Pensions & Retirement, Auto Enrolment on 27.11.14 Read In the build up to the proposed pension changes to be announced on December 3rd, our pension’s expert Sarah Travers gives...

The What, Why, When, Where and Who on Pension Death Benefits

Fiducia Wealth Management Posted in Pensions & Retirement, Lifetime Limit on 07.10.14 Read The Government has recently announced how they will amend the current high tax charge on death within a defined contribution...

Pension Tax Relief In the Firing Line

Fiducia Wealth Management Posted in Pensions & Retirement, Fixed Protection on 12.12.12 Read As widely expected pensions tax relief was in the firing line in the Chancellor’s Autumn Statement delivered to Parliament...

Tax Planning Update

John Millican, Chairman Posted in Pensions & Retirement, Lifetime Limit on 29.01.09 Read Tax Planning There are several issues arising from the Pre-Budget Report of 24th November 2008 that are worth highlighting in...

How money causes anxiety and 3 tips to reduce it

Fiducia Wealth Management Posted in Financial Planning on 05.12.25 Read This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of...

7 unbelievable travel experiences Lonely Planet recommends in 2026

Fiducia Wealth Management Posted in Financial Planning on 05.12.25 Read With the year drawing to a close, you might be thinking about what you can look forward to in 2026. If you love to explore new...

Explained: The new Cash ISA rules and what they mean for your savings

Fiducia Wealth Management Posted in Financial Planning on 05.12.25 Read In the November 2025 Budget, the chancellor revealed new Cash ISA rules that will affect under-65s. The change could affect...

How cashflow planning turns numbers into possibilities

Fiducia Wealth Management Posted in Financial Planning on 05.12.25 Read When you’re making financial decisions, it can feel like you’re faced with indecipherable numbers. You might know how much...

Why your most important goals could trigger financial bias

Fiducia Wealth Management Posted in Financial Planning on 05.12.25 Read Biases affect how you act, and the personal goals you’re working towards could distort how you perceive risk, rewards, and...

Pension v Lifetime ISA: What’s the best way to save for your retirement?

Fiducia Wealth Management Posted in Pensions & Retirement on 05.11.25 Read When you start searching for the best ways to build a retirement fund, private pensions might be the first option that comes...

Insufficient financial education could harm the long-term prosperity of younger generations

Fiducia Wealth Management Posted in Fiducia News on 05.11.25 Read You may be diligently saving a nest egg for children or grandchildren. Yet, without financial education, your efforts might...

Investment market update: October 2025

Fiducia Wealth Management Posted in Fiducia News on 05.11.25 Read October 2025 proved to be a positive month for many investors, with markets reaching record highs. Read on to find out more...

How financial planning could give you the confidence to spend more

Fiducia Wealth Management Posted in Financial Planning on 05.11.25 Read The importance of saving is drummed into us from a very early age. As a child, for example, you may have had a moneybox and...

Venture Capital Trusts: Why higher-rate taxpayers might want to invest in them

Fiducia Wealth Management Posted in Fiducia News on 05.11.25 Read For some investors, particularly higher-rate taxpayers, Venture Capital Trusts (VCTs) could offer an attractive and...

Phasing into retirement: The emotional and financial benefits

Fiducia Wealth Management Posted in Financial Planning, Pensions & Retirement on 05.11.25 Read Last month, you read about how retirement is changing, with almost half of workers aged over 50 exploring phasing into...

How pension and Inheritance Tax policy changes could affect your legacy

Fiducia Wealth Management Posted in Inheritance Tax on 25.09.25 Read From April 2027, pensions are expected to fall within your estate and could be liable for Inheritance Tax (IHT). That date...

Why the Labour government could reform the State Pension and what it means for you

Fiducia Wealth Management Posted in Pensions & Retirement, State Pension on 25.09.25 Read Almost half of Brits doubt the State Pension will exist by the time they retire, according to a PensionsAge report published...

5 challenges a financial midlife MOT could help you overcome

Fiducia Wealth Management Posted in Financial Planning on 25.09.25 Read Your midlife can be an exciting time; you may have ticked off some goals or bucket list items and are looking forward to what...
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The money lessons you can teach children at every stage to boost their financial literacy

Fiducia Wealth Management Posted in Financial Planning,
on 29.01.26
Read
Financial literacy was first introduced into the national curriculum back in 2014, aimed at children aged between 11 and...

6 in 10 over-45s are underestimating the cost of care by thousands of pounds

Fiducia Wealth Management Posted in Financial Planning,
on 29.01.26
Read
Brits could face a worrying shortfall if they need care later in life. A report from the Just Group (8 December 2025) suggests...

The power of pension tax relief and how it could boost your retirement income

Fiducia Wealth Management Posted in Financial Planning,
on 29.01.26
Read
If you’re saving for retirement, you will want to get the most out of what you’re putting into your workplace or private...

How a financial plan could help you feel in control following a divorce

Fiducia Wealth Management Posted in Financial Planning,
on 29.01.26
Read
Going through a divorce is difficult, and it’s normal to experience a loss of control. It can be tempting to turn away from...

3 insights from the FTSE 100’s performance that could help you curb impulsive decisions

Fiducia Wealth Management Posted in Financial Planning,
on 29.01.26
Read
Despite ups and downs throughout the year, 2025 proved to be a great year for the FTSE 100 – an index of the 100 largest...

The new year financial resolution you will keep

Fiducia Wealth Management Posted in Financial Planning,
on 29.01.26
Read
This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of...
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As an Independent Financial Adviser (IFA) Fiducia Wealth Management provides first class financial and investment advice from our offices in Dedham, near Colchester on the Essex Suffolk border and in Chelmsford, Essex. Fiducia Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. This site is for information only, and does not constitute financial advice.

© Fiducia Wealth Management, Dedham Hall Business Centre, Brook Street, Dedham, Colchester, Essex CO7 6AD. Also find us at Saxon House, 27 Duke Street, Chelmsford CM1 1HT and Kings House, 101-135 Kings Road, Brentwood, Essex CM14 4DR. No unauthorised reproduction is permitted without prior consent.

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