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What you need to know about inheritance tax

Home News Lifetime Limit
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What is Inheritance Tax and Should I Worry About It?

Susie Laws, Director & Chartered Financial Planner Posted in Fiducia News on 04.10.19 Read As a financial adviser, I discuss Inheritance Tax regularly with my clients. A few shrug their shoulders and say, “I’ll be...

Lifetime Allowance Charge: Don’t get caught out

Fiducia Wealth Management Posted in Pensions & Retirement, Lifetime Limit on 25.08.16 Read With effect from 6 April 2016 the lifetime allowance, which is the maximum pension benefit that can be taken without suffering...

Pension Wealth- Keeping It In The Family

Fiducia Wealth Management Posted in Pensions & Retirement, Auto Enrolment on 27.11.14 Read In the build up to the proposed pension changes to be announced on December 3rd, our pension’s expert Sarah Travers gives...

The What, Why, When, Where and Who on Pension Death Benefits

Fiducia Wealth Management Posted in Pensions & Retirement, Lifetime Limit on 07.10.14 Read The Government has recently announced how they will amend the current high tax charge on death within a defined contribution...

Pension Tax Relief In the Firing Line

Fiducia Wealth Management Posted in Pensions & Retirement, Fixed Protection on 12.12.12 Read As widely expected pensions tax relief was in the firing line in the Chancellor’s Autumn Statement delivered to Parliament...

Tax Planning Update

John Millican, Chairman Posted in Pensions & Retirement, Lifetime Limit on 29.01.09 Read Tax Planning There are several issues arising from the Pre-Budget Report of 24th November 2008 that are worth highlighting in...

4 times you might want to review your financial plan

Fiducia Wealth Management Posted in Financial Planning on 20.08.25 Read When you create your financial plan, you might envision everything following the path you’ve set out. However, life is often...

How to remain calm amid Autumn Budget speculation

Fiducia Wealth Management Posted in Financial Planning on 20.08.25 Read The importance of remaining calm is often something that’s talked about when discussing investment market volatility. But...

Planning for care: Making later-life support part of your financial plan

Fiducia Wealth Management Posted in Long Term Care on 20.08.25 Read While many people don’t rely on care later in life, planning for the potential cost of it could help you feel confident...

Does your money make you motivated?

Fiducia Wealth Management Posted in Wealth Management on 20.08.25 Read This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of...

Investment market update: June 2025

Fiducia Wealth Management Posted in Investing on 02.07.25 Read Trade tariffs continued to affect investment markets in June 2025, though uncertainty did start to ease. However, rising...

Explained: How Dividend Tax works and when you pay it

Fiducia Wealth Management Posted in Tax Planning on 02.07.25 Read Managing your tax liability could help reduce your overall tax bill and get more out of your money. If you’re unsure how and...

The age you can access your pension may rise. Could it affect your retirement?

Fiducia Wealth Management Posted in Pensions & Retirement on 02.07.25 Read In April 2028, the age you can usually access your pension, known as the “normal minimum pension age” (NMPA), will rise...

Why “boring” investments could be exciting long term

Fiducia Wealth Management Posted in Investing on 02.07.25 Read Opting for a “boring” investment strategy could be the route to returns that allow you to make exciting lifestyle...

Planning for care: The costs you might need to make part of your financial plan

Fiducia Wealth Management Posted in Financial Planning on 02.07.25 Read Facing challenges later in life that might mean you need to rely on care can be difficult to think about. Yet, planning for...

The secret to a happy life

Fiducia Wealth Management Posted in Financial Planning on 02.07.25 Read This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of...

Developments in Dedham – June 2025

Fiducia Wealth Management Posted in Fiducia News on 19.06.25 Read It’s been a while since we last shared an update on the exciting progress taking place within our team here in Dedham. As...

How to use the “gifting from income” rule to reduce your estate’s Inheritance Tax bill

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+1 more), on 16.06.25 Read According to a Citywire report, forecasts from the Office for Budget Responsibility (OBR) suggest the amount of Inheritance...

Should you choose a Cash or Stocks and Shares Junior ISA for your child?

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+1 more), on 16.06.25 Read A Junior ISA (JISA) is often an effective way for parents to start putting money aside for their children to help them reach...

Why defining “financial freedom” could help you achieve it

Fiducia Wealth Management Posted in Financial Planning, Financial Advice on 16.06.25 Read Achieving “financial freedom” is an aspiration many people have. Yet, it can mean different things to each person and is...
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Pension v Lifetime ISA: What’s the best way to save for your retirement?

Fiducia Wealth Management Posted in Pensions & Retirement,
on 05.11.25
Read

When you start searching for the best ways to build a retirement fund, private pensions might be the first option that comes...

Insufficient financial education could harm the long-term prosperity of younger generations

Fiducia Wealth Management Posted in Fiducia News,
on 05.11.25
Read

You may be diligently saving a nest egg for children or grandchildren. Yet, without financial education, your efforts might...

Investment market update: October 2025

Fiducia Wealth Management Posted in Fiducia News,
on 05.11.25
Read

October 2025 proved to be a positive month for many investors, with markets reaching record highs. Read on to find out more...

How financial planning could give you the confidence to spend more

Fiducia Wealth Management Posted in Financial Planning,
on 05.11.25
Read

The importance of saving is drummed into us from a very early age. As a child, for example, you may have had a moneybox and...

Venture Capital Trusts: Why higher-rate taxpayers might want to invest in them

Fiducia Wealth Management Posted in Fiducia News,
on 05.11.25
Read

For some investors, particularly higher-rate taxpayers, Venture Capital Trusts (VCTs) could offer an attractive and...

Phasing into retirement: The emotional and financial benefits

Fiducia Wealth Management Posted in Financial Planning,
on 05.11.25
Read

Last month, you read about how retirement is changing, with almost half of workers aged over 50 exploring phasing into...

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As an Independent Financial Adviser (IFA) Fiducia Wealth Management provides first class financial and investment advice from our offices in Dedham, near Colchester on the Essex Suffolk border and in Chelmsford, Essex. Fiducia Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. This site is for information only, and does not constitute financial advice.

© Fiducia Wealth Management, Dedham Hall Business Centre, Brook Street, Dedham, Colchester, Essex CO7 6AD. Also find us at Saxon House, 27 Duke Street, Chelmsford CM1 1HT and Kings House, 101-135 Kings Road, Brentwood, Essex CM14 4DR. No unauthorised reproduction is permitted without prior consent.

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