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Financial protection: 3 useful questions to help you calculate appropriate cover

 Fiducia Wealth Management Posted in Financial Planning, Financial Advice on 16.06.25 Read Financial protection may provide you or your loved ones with a financial injection when you need it most. Calculating what level of cover is appropriate for you is an essential step to take when comparing options.

Over the last couple of months, you’ve read about why financial protection is important and the different types that might be useful to you. Now, read on to find out how three questions could help you...

Are your money beliefs helping you make great financial decisions?

 Fiducia Wealth Management Posted in Financial Planning on 16.06.25 Read This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast.

Each of us has a set of beliefs, borne out of our experiences. Are these beliefs right? Are they helping us make great financial decisions?

Right...

Why travelling the world is good for you

 Fiducia Wealth Management Posted in Financial Planning on 12.05.25 Read Seeing the world and exploring new destinations is a goal many people share. Whether you dream about relaxing on a beach, or you prefer to be on the go ticking off sights, travelling might be more beneficial than you first think. 

If you need an excuse to book your next trip, there’s more than one reason why it could be good for you. 

A holiday can break up the monotony of day-to-day life 

It doesn’t...

7 English vineyards and wineries to visit this summer

 Fiducia Wealth Management Posted in Financial Planning on 12.05.25 Read When you think of famous wine regions, your mind might go to Bordeaux, Tuscany, or Napa Valley. However, some incredible vineyards and wineries are much closer to home.

While it’s often overlooked, English wine is becoming increasingly popular and regularly wins international awards.

According to Wine GB’s latest report, more than 1.5 million people visited vineyards and wineries across the UK in 2023 – a...

4 useful insights from a decade of Pension Freedoms

 Fiducia Wealth Management Posted in Financial Planning on 12.05.25 Read A decade ago, the introduction of Pension Freedoms shook up retirement planning and gave retirees more options than ever.

Before 2015, if you had a defined contribution (DC) pension, the common route was to use the money accumulated to purchase an annuity. The annuity would then provide you with a regular income, usually for the rest of your life. 

While an annuity can be valuable in some circumstances, it...

How to use an unexpected windfall to create long-term prosperity

 Fiducia Wealth Management Posted in Financial Planning on 12.05.25 Read If an unexpected lump sum lands in your bank account, you might be tempted to splash out and treat yourself. However, using a windfall effectively could create long-term prosperity. 

There are plenty of reasons why you might suddenly receive a cash injection. Perhaps you’ve received a bonus from work or inherited assets. Whatever the reason, before you start making plans, read on to find out how you might use...

Key financial planning challenges couples face and how we could solve them

 Fiducia Wealth Management Posted in Financial Planning on 12.05.25 Read Creating a financial plan can seem complicated, especially if you need to take into account your partner’s views, assets, and goals. At times, you might have conflicting ideas about what is “right” and it can be a difficult situation to navigate.

Working with a financial planner as a couple could help you overcome some of the key challenges you might encounter when building a financial plan with a...

7 things you need to know before you use equity release

 Fiducia Wealth Management Posted in Financial Planning on 08.04.25 Read Your home may be one of the largest assets you own, and unlocking property wealth using equity release could significantly boost your funds later in life. 

According to the Equity Release Council, in the final quarter of 2024, homeowners withdrew around £622 million from their homes. The average person withdrawing a lump sum for the first time received £115,243.

A cash boost of that size might mean you’re...

Why investor fear and anxiety play a role in market volatility

 Fiducia Wealth Management Posted in Financial Planning on 12.05.25 Read 2025 has already been eventful for investors. Many factors are influencing market volatility, and one cause you might have overlooked is the emotions of investors. Read on to find out why fear and anxiety might lead to the value of investments falling. 

US president Donald Trump entered the White House for a second term in January. Since then, his policies have caused global uncertainty, particularly the...

4 reasons to remain calm amid market volatility and uncertainty

 Fiducia Wealth Management Posted in Fiducia News on 08.04.25 Read Geopolitical tensions have led to a bumpy start to 2025 for investors. If you’re worried about volatility and what it might mean for your long-term finances, there are reasons to remain calm despite the uncertainty. 

The ongoing war in Ukraine has resulted in some anxiety in Europe, with the UK and other countries committing to increasing defence spending. In addition, the new Trump administration in the US...

Why an effective financial plan might involve spending more

 Fiducia Wealth Management Posted in Financial Planning on 08.04.25 Read When people think about financial wellbeing, they often link it to frugality or building wealth. Yet, an effective financial plan isn’t always about that, sometimes, it might make sense to spend more.

It can be difficult to get your head around. After all, as a child, you’re often taught that being sensible with money means putting it in a savings account rather than spending it. Yet, this approach only...

The AI technology that means you need to be vigilant for scams more than ever

 Fiducia Wealth Management Posted in Fiducia News on 08.04.25 Read AI technology is presenting lots of opportunities for businesses to improve efficiency, but it’s also being used by scammers. To protect your assets, it’s more important than ever that you’re vigilant and aware of how criminals might target you. 

While you might think of scams as being rare, they could be more widespread than you think. According to Citizens Advice data released in October 2024, around 1...

How much do you need to be “wealthy”?

 Fiducia Wealth Management Posted in Wealth Management on 08.04.25 Read Wealth is often associated with financial abundance. However, when you look at the things that bring you joy and give you purpose, it might not be the value of your assets.

Indeed, a February 2025 report from HSBC suggests the younger generation is less likely to define wealth by how much they have in the bank. It’s an approach that may help you identify what’s most important to you.

It’s not a new trend...
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