Tax Planning
3 ways your property could be taxed as a homeowner
Posted in Tax Planning on 17.03.25 Read The UK property market has been a source of frustration, and the Labour government has identified the sector as a major...How to reduce your Capital Gains Tax bill in 2025
Posted in Tax Planning, Capital Gains Tax on 17.03.25 Read A combination of rising rates and panic ahead of the current government’s first Autumn Budget has led to HRMC collecting a...Master Inheritance Tax Rules and Safeguard Your Legacy
Posted in Financial Planning, Residential Nil Rate Band (+10 more), on 04.07.24 Read In the complex world of UK taxation, understanding gifting rules is key strategy for effective succession planning and...Succession Planning: Ensuring a Smooth Transition for Your Property Portfolio in the UK
Posted in Financial Planning, Residential Nil Rate Band (+11 more), on 04.07.24 Read In the UK, property ownership is a significant component of many individuals’ portfolios, so it is essential to have a...Managing Finances as a One-Person Business
Posted in Corporation Tax, Financial Planning (+6 more), on 05.07.24 Read A “solopreneur” has to wear many hats. Successfully juggling all the accounting, tax, banking, and cash flow elements is...Reducing Your Tax Burden: Tax Planning Strategies for Business Owners
Posted in Financial Planning, BPRA (+7 more), on 28.06.24 Read For business owners in the UK, taxes can often be one of the largest expenses incurred. From corporate tax, to VAT, to...Financial Advice for Property Investors?
Posted in Financial Planning, BPRA | Inheritance Tax | Fiducia Wealth Management (+4 more), on 10.06.24 Read Personal financial planning entails the development of a plan to meet your financial objectives, such as gaining the ability...How Rising Interest Rates Affect Your Finances
Posted in Financial Planning, Financial Advice (+4 more), on 31.05.24 Read The sharp increase in food and energy prices has made inflation a talking point, and a concern, across the nation. We look at...How to Consolidate Multiple Pensions
Posted in Financial Planning, Financial Advice (+6 more), on 07.06.24 Read Over a career it is common to accumulate multiple pensions with different employers and providers. Multiple pension policies...Common Retirement Planning Mistakes to Avoid
Posted in Financial Planning, Final Salary Pensions (+7 more), on 24.05.24 Read Retirement is not what it used to be. Historically, someone would retire in their sixties and receive a state pension, a...Financial Red Flags in a Relationship
Posted in Financial Planning, Financial Advice (+2 more), on 20.05.24 Read There is little financial “training” around money in the UK. This absence promotes a lack of planning. Poor behaviour...Improving Cash Flow for Small Business Owners
Posted in Corporation Tax, Financial Planning (+7 more), on 10.05.24 Read Maintaining steady cash flow is imperative for any business, but especially small companies with limited financial...Steps to Take When Managing An Estate
Posted in Financial Planning, Financial Advice (+3 more), on 03.05.24 Read Receiving an inheritance can be a life-changing event that provides you with new opportunities. But it also requires some...Inheritance Tax Rules You Should Know
Posted in Financial Planning, Financial Advice (+6 more), on 26.04.24 Read Inheritance tax (IHT) in the UK is a 40% tax on the value of the estate exceeding £325,000 when passed on after...Financial Steps When Going Through Divorce
Posted in Financial Planning, Financial Advice (+5 more), on 19.04.24 Read Divorce can be a very difficult time. This makes it all the more challenging to agree a mutually agreeable financial...The Pros and Cons of Annuities
Posted in Financial Planning, Fiducia News (+6 more), on 05.04.24 Read Annuities allow retirees to receive a guaranteed income for life in exchange for a lump sum payment from your pension fund....Financial Planning for Singles vs Couples
Posted in Financial Planning, Fiducia News (+9 more), on 12.04.24 Read Financial planning looks quite different whether you are managing money as a single person or as a couple. From income and...Optimal Asset Allocation in your 50’s
Robert Wood, Senior Financial Adviser
Posted in Financial Planning, Residential Nil Rate Band (+13 more), on 07.02.24
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Reaching your fifties can represent a shift in outlook towards investments. The aggressive growth strategies of younger years...
Evaluating Early Retirement: Pros and Cons
Posted in Financial Planning, Financial Advice (+4 more), on 26.01.24 Read The dream of retiring early to pursue your passions and freedom is appealing to many. But it requires both financial and...A Pillar of Excellence: Fiducia’s Chartered Status Renewed
Gordon Kearney, Managing Director & Financial Adviser
Posted in Fiducia News, Awards (+2 more), on 11.01.24
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At Fiducia Wealth Management, we are honored to announce the renewal of our prestigious Chartered Financial Planner status by...
Bite sized bits – Inheritance Tax (IHT)
Posted in Financial Planning, Financial Advice (+3 more), on 15.08.23 Read IHT stands for Inheritance Tax and is a tax that is levied on the estate of deceased individuals in the UK. The tax is based...5 reasons to have a Financial Adviser
Posted in Financial Planning, Final Salary Pensions (+8 more), on 31.07.23 Read In today’s uncertain and volatile economy, succumbing to financial stress has become all too common. In such a scenario,...Understanding Business Relief
Posted in Financial Planning, Tax Planning (+2 more), on 17.07.23 Read Business Relief (BR), formerly known as Business Property Relief (BPR) is a tax relief in the UK that can help to reduce the...How to reduce your income tax bill
Posted in Financial Planning, Annual Allowance (+5 more), on 10.07.23 Read Income tax is a necessary component of living and working in the UK, but it can also be a significant expense. There are,...***UPDATED*** After the UK Budget, should I pay into my pension again?
Susie Laws, Director & Chartered Financial Planner
Posted in Financial Planning, Financial Advice (+6 more), on 22.03.23
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“Following the budget, should I pay into a pension again? And what about if I have existing transitional LTA...
