Pension Contributions

The potential perils of accessing your pension at 55

Fiducia Wealth Management Posted in Pensions & Retirement, Company Pensions (+2 more), on 17.03.25 Read Reaching the minimum pension age and being able to access your retirement savings might mean new possibilities opening up. You...

Managing Finances as a One-Person Business

Fiducia Wealth Management Posted in Corporation Tax, Financial Planning (+6 more), on 05.07.24 Read A “solopreneur” has to wear many hats. Successfully juggling all the accounting, tax, banking, and cash flow elements is...

Reducing Your Tax Burden: Tax Planning Strategies for Business Owners

Fiducia Wealth Management Posted in Financial Planning, BPRA (+7 more), on 28.06.24 Read For business owners in the UK, taxes can often be one of the largest expenses incurred. From corporate tax, to VAT, to...

How to Consolidate Multiple Pensions

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+6 more), on 07.06.24 Read Over a career it is common to accumulate multiple pensions with different employers and providers. Multiple pension policies...

Common Retirement Planning Mistakes to Avoid

Fiducia Wealth Management Posted in Financial Planning, Final Salary Pensions (+7 more), on 24.05.24 Read Retirement is not what it used to be. Historically, someone would retire in their sixties and receive a state pension, a...

Improving Cash Flow for Small Business Owners

Fiducia Wealth Management Posted in Corporation Tax, Financial Planning (+7 more), on 10.05.24 Read Maintaining steady cash flow is imperative for any business, but especially small companies with limited financial...

***UPDATED*** After the UK Budget, should I pay into my pension again?

Susie Laws, Director & Chartered Financial Planner Posted in Financial Planning, Financial Advice (+6 more), on 22.03.23 Read “Following the budget, should I pay into a pension again? And what about if I have existing transitional LTA...

Be More Tax Aware

Fiducia Wealth Management Posted in Corporation Tax, Financial Planning (+15 more), on 02.03.23 Read It’s not exactly a huge secret…but the end of the 2022/23 tax year is fast approaching. What can you do to ensure you are...

Fiducia adviser appears on the BBC

Fiducia Wealth Management Posted in Financial Planning, Fiducia News (+4 more), on 13.10.22 Read Fiducia Co-Owner and Chartered Financial Adviser, Susie Laws, was live on BBC Scotlands ‘The Nine’ show yesterday...

Pension consolidation, why, how and when not to

Fiducia Wealth Management Posted in Financial Planning, Final Salary Pensions (+5 more), on 29.06.22 Read As the workforce transitions between generations, the number of jobs people have across their lifetime changes.  A single...

Control your spending habits and budget

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+4 more), on 30.03.22 Read One of the first questions a financial adviser asks a potential new client is ‘What are your financial goals?’. Whilst...

Fiducia Re-Starts Schools Initiative Programme

Fiducia Wealth Management Posted in Fiducia News, Pension Contributions (+2 more), on 30.11.21 Read Not everyone likes to discuss their personal finances, but could this problem be down to the lack of understanding of finance...

Pension planning – Defined Benefit transfer advice

Fiducia Wealth Management Posted in Financial Planning, Final Salary Pensions (+4 more), on 01.02.21 Read What is a DB or Final Salary Pension? Broadly there are two types of pensions, Defined Contribution (DC) and Defined Benefit...

Financial planning for small businesses – what you wish they’d told you

Susie Laws, Director & Chartered Financial Planner Posted in Corporation Tax, Financial Planning (+4 more), on 23.03.20 Read I recently met with the owner of a small but very profitable business and, for the sake of this article, we’ll call her...