Based in Constable Country on the Essex/Suffolk border, Fiducia have proved that you don’t have to go to the big institutions in the City in order to obtain the best quality advice.
John Millican, our Managing Director, commented: “We are delighted to win this national award and the standing within our profession it confers. We set out to build on our past collective experience and create a high calibre team with the best academic and professional qualifications. We are especially proud of our investment management service which the introduction of wrap or custodial accounts made possible, in fact we were one of the early adopters of this technology back in 2002/3, when we discovered Transact. At the core of our fee-based proposition is a highly disciplined process which underpins what are strictly risk-budgeted portfolios linked to each client’s individual risk profiles.
We adhere to leading academic research which identifies asset allocation as the key determinant in investment performance. Our investment philosophy is a practical blend of active and passive, but our essential belief is in the ability of active management. In putting together this detailed, robust process we were greatly assisted by Michael Hughes CBE, who was formerly the CIO at Baring Asset Management. Michael is our consultant economist and investment adviser, as well as a member of our Investment Committee.”
Our financial planning service is the foundation on which each client’s successful outcomes are built. Our proven Six-Step process establishes a long term strategy, a path to run on, which is regularly reviewed and updated to account for changing situations. The plan is highly personalised and provides professional, unbiased advice.
Wealth Management, as a total concept, is often perceived as only being available to the seriously rich. However, there are many, including young professionals and business owners, who have the same need for truly integrated financial advice, covering both strategic planning and investment management in the form of a long-term professional relationship. The goal of the team at Fiducia is to establish ourselves as leaders in provision of that high quality service.
Fiducia has also been a front-runner in the move to fee-based advice, ahead of the Retail Distribution Review, which has brought an end to transactional business models and the commission basis of remuneration.