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Financial Planning

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The money lessons you can teach children at every stage to boost their financial literacy

Fiducia Wealth Management Posted in Financial Planning on 29.01.26 Read Financial literacy was first introduced into the national curriculum back in 2014, aimed at children aged between 11 and...

6 in 10 over-45s are underestimating the cost of care by thousands of pounds

Fiducia Wealth Management Posted in Financial Planning on 29.01.26 Read Brits could face a worrying shortfall if they need care later in life. A report from the Just Group (8 December 2025) suggests...

The power of pension tax relief and how it could boost your retirement income

Fiducia Wealth Management Posted in Financial Planning, Pensions & Retirement on 29.01.26 Read If you’re saving for retirement, you will want to get the most out of what you’re putting into your workplace or private...

How a financial plan could help you feel in control following a divorce

Fiducia Wealth Management Posted in Financial Planning on 29.01.26 Read Going through a divorce is difficult, and it’s normal to experience a loss of control. It can be tempting to turn away from...

3 insights from the FTSE 100’s performance that could help you curb impulsive decisions

Fiducia Wealth Management Posted in Financial Planning on 29.01.26 Read Despite ups and downs throughout the year, 2025 proved to be a great year for the FTSE 100 – an index of the 100 largest...

The new year financial resolution you will keep

Fiducia Wealth Management Posted in Financial Planning on 29.01.26 Read This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of...

2 reasons to combine your financial plan with your partner’s

Fiducia Wealth Management Posted in Financial Planning on 07.01.26 Read Love is in the air with Valentine’s Day just around the corner. Amid planning romantic gestures, thinking about combining...

7 ways financial planning could help you set realistic goals

Fiducia Wealth Management Posted in Financial Planning on 07.01.26 Read As 2026 begins, it’s a good time to think about what you want to achieve in the coming months. A tailored financial plan can...

The importance of value and wellbeing when making financial decisions

Fiducia Wealth Management Posted in Financial Planning on 07.01.26 Read This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of...

Phasing into retirement: 5 essential financial considerations

Fiducia Wealth Management Posted in Financial Planning on 05.12.25 Read While phasing into retirement can offer you greater flexibility, it may make your finances more complex. Read on to find out...

How money causes anxiety and 3 tips to reduce it

Fiducia Wealth Management Posted in Financial Planning on 05.12.25 Read This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of...

7 unbelievable travel experiences Lonely Planet recommends in 2026

Fiducia Wealth Management Posted in Financial Planning on 05.12.25 Read With the year drawing to a close, you might be thinking about what you can look forward to in 2026. If you love to explore new...

Explained: The new Cash ISA rules and what they mean for your savings

Fiducia Wealth Management Posted in Financial Planning on 05.12.25 Read In the November 2025 Budget, the chancellor revealed new Cash ISA rules that will affect under-65s. The change could affect...

How cashflow planning turns numbers into possibilities

Fiducia Wealth Management Posted in Financial Planning on 05.12.25 Read When you’re making financial decisions, it can feel like you’re faced with indecipherable numbers. You might know how much...

Why your most important goals could trigger financial bias

Fiducia Wealth Management Posted in Financial Planning on 05.12.25 Read Biases affect how you act, and the personal goals you’re working towards could distort how you perceive risk, rewards, and...

How financial planning could give you the confidence to spend more

Fiducia Wealth Management Posted in Financial Planning on 05.11.25 Read The importance of saving is drummed into us from a very early age. As a child, for example, you may have had a moneybox and...

Phasing into retirement: The emotional and financial benefits

Fiducia Wealth Management Posted in Financial Planning, Pensions & Retirement on 05.11.25 Read Last month, you read about how retirement is changing, with almost half of workers aged over 50 exploring phasing into...

5 challenges a financial midlife MOT could help you overcome

Fiducia Wealth Management Posted in Financial Planning on 25.09.25 Read Your midlife can be an exciting time; you may have ticked off some goals or bucket list items and are looking forward to what...

The 3 steps to achieving financial wellbeing

Fiducia Wealth Management Posted in Financial Planning on 25.09.25 Read This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of...

4 times you might want to review your financial plan

Fiducia Wealth Management Posted in Financial Planning on 20.08.25 Read When you create your financial plan, you might envision everything following the path you’ve set out. However, life is often...

How to remain calm amid Autumn Budget speculation

Fiducia Wealth Management Posted in Financial Planning on 20.08.25 Read The importance of remaining calm is often something that’s talked about when discussing investment market volatility. But...

Planning for care: The costs you might need to make part of your financial plan

Fiducia Wealth Management Posted in Financial Planning on 02.07.25 Read Facing challenges later in life that might mean you need to rely on care can be difficult to think about. Yet, planning for...

The secret to a happy life

Fiducia Wealth Management Posted in Financial Planning on 02.07.25 Read This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of...

How to use the “gifting from income” rule to reduce your estate’s Inheritance Tax bill

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+1 more), on 16.06.25 Read According to a Citywire report, forecasts from the Office for Budget Responsibility (OBR) suggest the amount of Inheritance...

Should you choose a Cash or Stocks and Shares Junior ISA for your child?

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+1 more), on 16.06.25 Read A Junior ISA (JISA) is often an effective way for parents to start putting money aside for their children to help them reach...

Why defining “financial freedom” could help you achieve it

Fiducia Wealth Management Posted in Financial Planning, Financial Advice on 16.06.25 Read Achieving “financial freedom” is an aspiration many people have. Yet, it can mean different things to each person and is...

Are your money beliefs helping you make great financial decisions?

Fiducia Wealth Management Posted in Financial Planning on 16.06.25 Read This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of...

Financial protection: 3 useful questions to help you calculate appropriate cover

Fiducia Wealth Management Posted in Financial Planning, Financial Advice on 16.06.25 Read Financial protection may provide you or your loved ones with a financial injection when you need it most. Calculating what...
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As an Independent Financial Adviser (IFA) Fiducia Wealth Management provides first class financial and investment advice from our offices in Dedham, near Colchester on the Essex Suffolk border and in Chelmsford, Essex. Fiducia Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. This site is for information only, and does not constitute financial advice.

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