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Financial Planning

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Why travelling the world is good for you

Fiducia Wealth Management Posted in Financial Planning on 12.05.25 Read Seeing the world and exploring new destinations is a goal many people share. Whether you dream about relaxing on a beach, or...

7 English vineyards and wineries to visit this summer

Fiducia Wealth Management Posted in Financial Planning on 12.05.25 Read When you think of famous wine regions, your mind might go to Bordeaux, Tuscany, or Napa Valley. However, some incredible...

4 useful insights from a decade of Pension Freedoms

Fiducia Wealth Management Posted in Financial Planning on 12.05.25 Read A decade ago, the introduction of Pension Freedoms shook up retirement planning and gave retirees more options than ever.

How to use an unexpected windfall to create long-term prosperity

Fiducia Wealth Management Posted in Financial Planning on 12.05.25 Read If an unexpected lump sum lands in your bank account, you might be tempted to splash out and treat yourself. However, using a...

Key financial planning challenges couples face and how we could solve them

Fiducia Wealth Management Posted in Financial Planning on 12.05.25 Read Creating a financial plan can seem complicated, especially if you need to take into account your partner’s views, assets,...

Why investor fear and anxiety play a role in market volatility

Fiducia Wealth Management Posted in Financial Planning on 12.05.25 Read 2025 has already been eventful for investors. Many factors are influencing market volatility, and one cause you might have...

7 things you need to know before you use equity release

Fiducia Wealth Management Posted in Financial Planning on 08.04.25 Read Your home may be one of the largest assets you own, and unlocking property wealth using equity release could significantly...

Why an effective financial plan might involve spending more

Fiducia Wealth Management Posted in Financial Planning on 08.04.25 Read When people think about financial wellbeing, they often link it to frugality or building wealth. Yet, an effective financial...

Financial protection: How it could help you bridge an income gap

Fiducia Wealth Management Posted in Financial Planning on 08.04.25 Read You don’t know what’s around the corner, but that doesn’t mean you can’t prepare for it. A financial shock could...

Master Inheritance Tax Rules and Safeguard Your Legacy

Fiducia Wealth Management Posted in Financial Planning, Residential Nil Rate Band (+10 more), on 04.07.24 Read In the complex world of UK taxation, understanding gifting rules is key strategy for effective succession planning and...

Using Equity Release in Retirement

Fiducia Wealth Management Posted in Financial Planning, Equity Release (+4 more), on 21.07.24 Read Please Note: We are not mortgage professionals, which is a separate profession in its own right and only some of them advise...

Paying Off Mortgage Faster By Overpaying

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+1 more), on 14.07.24 Read Paying off your mortgage can enable you to reduce work commitments, gain greater flexibility with retirement goals and remove...

Succession Planning: Ensuring a Smooth Transition for Your Property Portfolio in the UK

Fiducia Wealth Management Posted in Financial Planning, Residential Nil Rate Band (+11 more), on 04.07.24 Read In the UK, property ownership is a significant component of many individuals’ portfolios, so it is essential to have a...

Managing Finances as a One-Person Business

Fiducia Wealth Management Posted in Corporation Tax, Financial Planning (+6 more), on 05.07.24 Read A “solopreneur” has to wear many hats. Successfully juggling all the accounting, tax, banking, and cash flow elements is...

Reducing Your Tax Burden: Tax Planning Strategies for Business Owners

Fiducia Wealth Management Posted in Financial Planning, BPRA (+7 more), on 28.06.24 Read For business owners in the UK, taxes can often be one of the largest expenses incurred. From corporate tax, to VAT, to...

Financial Advice for Property Investors?

Fiducia Wealth Management Posted in Financial Planning, BPRA | Inheritance Tax | Fiducia Wealth Management (+4 more), on 10.06.24 Read Personal financial planning entails the development of a plan to meet your financial objectives, such as gaining the ability...

Should You Pay for Financial Advice?

Fiducia Wealth Management Posted in Financial Planning, Wealth Management on 21.06.24 Read Seeking professional financial advice is often a worthwhile investment for your money. While it does involve fees, the...

How to Save More Money Each Month

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+3 more), on 14.06.24 Read Building your wealth takes consistent effort, but regular investing is one of the best things you can do to secure your...

How to Consolidate Multiple Pensions

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+6 more), on 07.06.24 Read Over a career it is common to accumulate multiple pensions with different employers and providers. Multiple pension policies...

How Rising Interest Rates Affect Your Finances

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+4 more), on 31.05.24 Read The sharp increase in food and energy prices has made inflation a talking point, and a concern, across the nation. We look at...

Common Retirement Planning Mistakes to Avoid

Fiducia Wealth Management Posted in Financial Planning, Final Salary Pensions (+7 more), on 24.05.24 Read Retirement is not what it used to be. Historically, someone would retire in their sixties and receive a state pension, a...

Financial Red Flags in a Relationship

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+2 more), on 20.05.24 Read There is little financial “training” around money in the UK. This absence promotes a lack of planning. Poor behaviour...

Improving Cash Flow for Small Business Owners

Fiducia Wealth Management Posted in Corporation Tax, Financial Planning (+7 more), on 10.05.24 Read Maintaining steady cash flow is imperative for any business, but especially small companies with limited financial...

Steps to Take When Managing An Estate

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+3 more), on 03.05.24 Read Receiving an inheritance can be a life-changing event that provides you with new opportunities. But it also requires some...

Inheritance Tax Rules You Should Know

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+6 more), on 26.04.24 Read Inheritance tax (IHT) in the UK is a 40% tax on the value of the estate exceeding £325,000 when passed on after...

Financial Steps When Going Through Divorce

Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+5 more), on 19.04.24 Read Divorce can be a very difficult time. This makes it all the more challenging to agree a mutually agreeable financial...

Financial Planning for Singles vs Couples

Fiducia Wealth Management Posted in Financial Planning, Fiducia News (+9 more), on 12.04.24 Read Financial planning looks quite different whether you are managing money as a single person or as a couple. From income and...

The Pros and Cons of Annuities

Fiducia Wealth Management Posted in Financial Planning, Fiducia News (+6 more), on 05.04.24 Read Annuities allow retirees to receive a guaranteed income for life in exchange for a lump sum payment from your pension fund....
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As an Independent Financial Adviser (IFA) Fiducia Wealth Management provides first class financial and investment advice from our offices in Dedham, near Colchester on the Essex Suffolk border and in Chelmsford, Essex. Fiducia Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. This site is for information only, and does not constitute financial advice.

© Fiducia Wealth Management, Dedham Hall Business Centre, Brook Street, Dedham, Colchester, Essex CO7 6AD. Also find us at Saxon House, 27 Duke Street, Chelmsford CM1 1HT and Kings House, 101-135 Kings Road, Brentwood, Essex CM14 4DR. No unauthorised reproduction is permitted without prior consent.

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