How to take a career break and keep your pension on track

If you’re planning to take a career break, being proactive could help you keep your pension and long-term plans on track.

Many people taking a career break will consider the effect on their short-term finances, such as how they’ll pay essential bills and if they’ll need to dip into savings. However, they may not consider the potential long-term implications of pausing pension contributions.

A two-year career break could mean your pension is thousands of pounds less

According to figures published in the i Paper (4 March 2026), a 27-year-old with a £9,000 pension pot