The Pros and Cons of Buying Property Using a Company Structure

Buy-to-let investing looks less attractive than it did just a few years ago, due to the 3% additional stamp duty levied on purchases and the removal of higher rate mortgage interest relief. So, for people who still wish to invest in bricks and mortar, what’s the alternative to buying property personally?

One option is to purchase a buy to let within a property company. Setting the company up first – and then buying the property within the company – is easier and more cost-effective than the other way around.

When investing in property through a company, it’s important to consider other legal aspects, especially when the properties are part of a larger development or managed under a strata scheme. Strata law governs how properties in such developments are managed, particularly in terms of shared ownership, maintenance responsibilities, and dispute resolution between property owners.

Navigating these regulations can be complex, which is why it’s essential to consult with