‘Should I save or invest?’ – What our experts say

With the cost of living soaring across the UK for all, bolstered by rising energy costs and inflated food prices, making your money work hard for you by investing is something many should be thinking about in the future. However, we accept, deciding whether you should invest at a time when the world feels more volatile than ever can be a frightening experience for anyone.

Whether you’re thinking of leaping into an investment product like a stocks and shares ISA – which will give you exposure to the stock market, or you already have an investment portfolio, deciding to invest further or save your money in a bank account/cash ISA needs some consideration of the risks involved with both saving and investing.

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