Seven ways to future proof your finances for the unexpected

There are a fair few things in life which catch us and our plans off guard. Indeed, Covid19 and it’s global, multi-level impact across lives and livelihoods is one of those black swan events none of us could have anticipated let alone prepared for.

But making plans for the unexpected more generally is something we can do and is a core value of any good financial planner. Our job as financial advisers and financial planners is to prepare our clients, as much as possible, for the unexpected.

During this extended period being spent at home, with many working from home or being furloughed for some time, having a reality check and adapting financial plans is an activity many are already undertaking, and others are considering. But what can you do and what proactive steps can you take?

Our team have brought together seven areas that people should either be considering, actioning or have already concluded. It’s a cut-out-and-keep guide that’s as timely as it is timeless.

Access to cash