Having worked hard to accumulate wealth during your working life, you will want to make sure those funds support you and your family through analysing your finances with help from retirement financial planners who can offer you thorough ‘at retirement’ advice. A financially robust investment strategy is fundamental. It has to be tested to meet the cost of your retirement lifestyle, to ensure it is sustainable.
The key elements and options to be considered are
A lifetime cash flow forecast.
A plan that takes account of taxation, flexibility and sustainability which may include: Annuity purchase, Capped and flexible drawdown or scheme pensions.
The effective use of a combination of planning strategies, not just pensions.
A sustainable and appropriate investment strategy for retirement.
We have the personal experience of assisting many clients with these challenging issues and we will guide you through all the options and complexities to support you throughout your retirement.
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Pensions & RetirementNews & Case Studies
New State Pension AgePosted in Pensions & Retirement, State Pension on 14.09.17 Read
Will you be one of the millions of workers who will have to work an extra year before retiring after the Government announced that it would be extending the retirement age to 68? New plans announced in July this year mean that the rise in the State Pension age to 68 will now happen in 2039, affecting people born between 6 April 1970 and 5 April 1978.
The rise in the pension age will be phased in between 2037 and 2039, rather than from 2044 as was originally proposed. Those affected are...