Fiducia Wealth Management
Posted in Inheritance Tax, JISA on 16.01.14

Below are some key End of Tax Year actions and we welcome you contacting us to ensure you do not miss out:

  1. Ensure you maximise your pension contributions (which could be worth £200,000), and for your children/grandchildren (at £3,600)?
  2. Maximise your ISA investments (£11,520 this year) and Junior ISA (at £3,720) for children/grandchildren?
  3. Have you considered investing in a Venture Capital Trust (VCT) or Enterprise Investment Scheme (EIS)? With income tax relief of 30%, plus other tax beneficial features, they should not be ignored
  4. Have you utilised your Capital Gains Tax personal exemption (currently £10,900)?
  5. If you are married or in a Civil Partnership and one partner/spouse has a much lower level of earned income, have you considered transferring income producing assets to the lower income earner?  You can also transfer growth investments without incurring tax, and as they are now held by a lower income partner the capital gains tax payable when sold will be based on their income.

If you would like to know more about how we as Financial Advisers can help you  with your Investments then visit the Investment Management section of  our website: Investment Management or send us email at: [email protected]

The information contained in our website is for guidance only and does not constitute advice which should be sought before taking any action. The information is based on our understanding of legislation, whether proposed or in force, and market practice at the time of writing. Levels, bases and reliefs from taxation may be subject to change. Accordingly, no responsibility can be assumed by Fiducia Wealth Management Limited, or any associated companies or persons, its officers or its employees, for any loss occurred in connection with the content hereof and any such action. Professional financial advice is recommended for every case.

Fiducia is a multi award-winning firm of Financial Advisers based in Dedham near Colchester situated in the heart of Constable Country on the Essex Suffolk border.

Fiducia Wealth Management Ltd. Dedham Hall Business Centre, Brook Street, Dedham, Colchester, Essex, CO7 6AD.

Fiducia Wealth Management Ltd. is authorised and regulated by the Financial Conduct Authority. FCA No. 408210

Fiducia Wealth Management
Posted in Inheritance Tax, JISA on 16.01.14