This may be needed to clear a mortgage or other borrowing, to pay for the upkeep of children and for their education, to allow a spouse or partner to sustain their standard of living should you die prematurely.
Whatever the objective, it is imperative to identify an appropriate level and period of cover. The use of trusts is also key to effective planning and is often overlooked as the final stage. Once cover has been put in place it should be regularly reviewed to ensure it continues to meet your needs, particularly if inflation protection has not been included
At Fiducia we can help you establish appropriate and cost effective cover, including:
- Level term assurance
- Mortgage protection
- Whole of life
- Family income benefit