News

divider

8 ways to be a positive influence on your grandchildren

 Fiducia Wealth Management Posted in Financial Advice, Saving & Investing for Children on 20.08.25 Read As a grandparent, you hold a uniquely cherished role in a child’s life, offering a blend of love, wisdom, and an important connection to your family’s history.

Indeed, research reported in GoodtoKnow highlights the profound effect that grandparents can have on a child’s development, shaping everything from their emotional wellbeing to their cognitive abilities.

More than that, having grandchildren and...

Think cash is king? It might be time to review your mantra

 Fiducia Wealth Management Posted in Wealth Management on 20.08.25 Read Cash can be comforting. It’s familiar, it’s accessible, and it’s tangible. But while cash savings can be part of a well-balanced financial plan, they’re not always the best-performing asset.

Data shows that many UK adults are reluctant to depart from cash. In an update reported by MoneyWeek, the Financial Conduct Authority (FCA) reported that 61% of adults with £10,000 or more in investible assets are...

4 times you might want to review your financial plan

 Fiducia Wealth Management Posted in Financial Planning on 20.08.25 Read When you create your financial plan, you might envision everything following the path you’ve set out. However, life is often unexpected, and your plan should be updated to reflect changes to your circumstances.

So, as well as your regular meetings, you might want to book additional reviews with your financial planner to ensure your plan continues to reflect your situation. Here are four times you might want to...

How to remain calm amid Autumn Budget speculation

 Fiducia Wealth Management Posted in Financial Planning on 20.08.25 Read The importance of remaining calm is often something that’s talked about when discussing investment market volatility. But there are other factors outside of your control that might lead to emotional decision-making, including uncertainty about the upcoming Autumn Budget.

Chancellor Rachel Reeves is expected to deliver an Autumn Budget at the end of October. Despite being weeks away, there’s already...

Planning for care: Making later-life support part of your financial plan

 Fiducia Wealth Management Posted in Long Term Care on 20.08.25 Read While many people don’t rely on care later in life, planning for the potential cost of it could help you feel confident about the future and mean you have more options should you need support.

According to a December 2021 report from The Health Foundation, people are increasingly living healthier and more independent lives in their later years. Indeed, the proportion of older people who need social care has...

Does your money make you motivated?

 Fiducia Wealth Management Posted in Wealth Management on 20.08.25 Read This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast.

Why do we do the things we do? What motivates us to do certain things, and why are we not motivated to do some of the things that we know would...

Investment market update: June 2025

 Fiducia Wealth Management Posted in Investing on 02.07.25 Read Trade tariffs continued to affect investment markets in June 2025, though uncertainty did start to ease. However, rising tensions in the Middle East may have affected the performance of your investments. Read on to find out more.

Remember, it’s often wise to take a long-term view of your investments when reviewing returns, rather than focusing on short-term market movements.

In June, the Organisation for...

Explained: How Dividend Tax works and when you pay it

 Fiducia Wealth Management Posted in Tax Planning on 02.07.25 Read Managing your tax liability could help reduce your overall tax bill and get more out of your money. If you’re unsure how and when you might pay Dividend Tax, read on to find out. 

A dividend is one way a company can distribute profits to shareholders. You might receive dividends if you hold shares in dividend-paying companies or if you’re a business owner. 

Changes over the last few years mean more people...

The age you can access your pension may rise. Could it affect your retirement?

 Fiducia Wealth Management Posted in Pensions & Retirement on 02.07.25 Read In April 2028, the age you can usually access your pension, known as the “normal minimum pension age” (NMPA), will rise from 55 to 57. So, if you hope to retire at 55, you might need to update your retirement plan. 

Even if your planned retirement date seems far away, creating a plan now could help you bridge a potential shortfall so you’re still able to give up work when you’re ready to. 

As well as...

Why “boring” investments could be exciting long term

 Fiducia Wealth Management Posted in Investing on 02.07.25 Read Opting for a “boring” investment strategy could be the route to returns that allow you to make exciting lifestyle decisions in the future. If you’re looking for excitement in your investments, read on to find out why that approach could lead to disappointments.  The media can make investing seem exciting 

When you’re reading financial headlines, they might say things like “stock market soars in best...

Planning for care: The costs you might need to make part of your financial plan

 Fiducia Wealth Management Posted in Financial Planning on 02.07.25 Read Facing challenges later in life that might mean you need to rely on care can be difficult to think about. Yet, planning for care may be an important part of your overall financial plan and provide security should you need support in the future. 

Read on to find out how care services could affect your finances. 

Improving life expectancy is likely to mean more people need care

Life expectancy in the UK has...

The secret to a happy life

 Fiducia Wealth Management Posted in Financial Planning on 02.07.25 Read This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast.

Life can be complicated, can’t it? There are so many distractions, sometimes it’s hard to keep focus on the main objectives of life, one of...

Developments in Dedham – June 2025

 Fiducia Wealth Management Posted in Fiducia News on 19.06.25 Read It’s been a while since we last shared an update on the exciting progress taking place within our team here in Dedham. As always, change at Fiducia is driven by a commitment to continuous improvement – for our clients, our people, and our profession. Today, we’re proud to share several significant milestones and happy news from our growing family. Rob Wood and Seb Eaton Appointed Associate Directors

We...

How to use the “gifting from income” rule to reduce your estate’s Inheritance Tax bill

 Fiducia Wealth Management Posted in Financial Planning, Financial Advice (+1 more), on 16.06.25 Read According to a Citywire report, forecasts from the Office for Budget Responsibility (OBR) suggest the amount of Inheritance Tax (IHT) paid to HMRC will have increased by 11.6% in 2024/25 compared to 2023/24. 

This will mean that the total amount of IHT paid in the 2024/25 financial year will have reached a record high of £8.4 billion. 

The report suggests that the big year-on-year increase has been primarily...
Gain further insight to all things financial

Watch the Fiducia YouTube channel for our Economic and Market updates.

View Channel