The Issue: Tax relief is given in the tax year in which the contribution is made, not in the year the annual allowance is carried forward from, nor the pension input period…
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Use Pension Carry Forward Now To Make the Most of Top Rate Tax
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The effect of the Retail Distribution Review on Bank Financial Advisers
The number of Independent Financial Advisers and tied advisers operating on 1 January 2013 fell 20 per cent over the year, while the number of bank advisers fell a staggering…
Axa Framlington Japan Smaller Companies Fund – Corporate Action
Having been in direct communication with Axa Framlington, we have been informed that the new amalgamated fund will be managed by Chisako Hardie, the Manager of the Japan Smaller Companies…
Fiducia Wins National Award
Based in Constable Country on the Essex/Suffolk border, Fiducia have proved that you don’t have to go to the big institutions in the City in order to obtain the best…
The 2013 Budget
The most interesting points to (re-emerge) from Mr Osborne’s speech were: A rise of £1,335 in the personal allowance to £9,440 for 2013/14 and a further increase to £10,000 in…
So the UK loses it’s ‘AAA’ credit rating – what’s the big deal?
We are neither surprised nor overly concerned that the UK has been downgraded and expect the other two big ratings agencies, S&P and Fitch to follow suit in the coming…
Frontier Markets: Investing Beyond Established Realms
While BRIC will undoubtedly remain a source of rich returns for some time to come, the emerging markets umbrella casts a far wider shadow than just BRIC, encompassing a vast…
The New, Simplified State Pension System
What has been announced? The Minister for Pensions Steve Webb announced the main details in the White Paper on 14 January 2013. In short, a new flat-rate state pension is…
Business Premises Renovation Allowance (BPRA)
Marcus Honig of Napier Capital Management Ltd BPRA was introduced by the Finance Act 2005 and was launched on 11 April 2007. It provides an incentive to bring unused or derelict…
Long Term Care Funding Reforms Announced
On 11 February 2013, the Secretary of State for Health, Jeremy Hunt MP, announced the Government’s response to the Dilnot Commission report confirming the long awaited reforms which will shape…