News
Fund Manager Q&A: Kames Property Income Fund
Posted in Investing, Fund Manager Q&A on 28.07.15 Read Our July fund manager Q&A focuses on the Kames Property Income fund and expectations for the commercial property marketSummer Webcast with Michael Hughes
Posted in Financial Advice, Investing on 24.07.15 Read Fiducia’s economic consultant and investment committee member Michael Hughes give his perspective on recent political and...Cap on Care Costs Delayed
Posted in Long Term Care on 22.07.15 Read After much speculation the Government have confirmed that the second phase of the Care Act 2014, planned to come into force in...2015 Budget
Posted in Financial Advice on 09.07.15 Read It was predicted after the first Budget earlier this year that there would be a second one following the general election.Q2 2015 Market Commentary
Posted in Investing, Market Commentary on 02.07.15 Read Fiducia’s summary of the second quarter of 2015 discusses why diversification is important amid developments in Greece.Money Marketing Awards 2015
Posted in Financial Advice on 23.06.15 Read We were shortlisted in four of the Money Marketing Award categories in this our 10th anniversary year, which is the most we...Seven Investment Management
Posted in Fiducia News on 22.06.15 Read A formal announcement has been made today to the effect that Caledonia Investment Trust plc have acquired a majority...Fund Manager Q&A: Somerset Emerging Markets Dividend Growth
Posted in Investing, Fund Manager Q&A on 17.06.15 Read Our June Fund Manager Q&A focuses on the highly successful manager of the Somerset Emerging Markets Dividend Growth fund,...May 2015 Market Commentary | IFA Colchester
Posted in Fiducia News on 09.06.15 Read Fiducia’s market commentary for the month of May including post-election reaction and positivity for global developed...Asset Class Insight – Absolute Return Funds
Posted in Investing on 22.05.15 Read Over the next few months we will be writing a series of articles explaining the various asset classes used in the Fiducia...Fund Manager Q&A: Henderson European Focus
Posted in Investing, Fund Manager Q&A on 19.05.15 Read Please summarise your underlying strategy. The strategy is a blend of top-down sector themes, combined with compelling...Sarah Travers becomes an Accredited Later Life Adviser
Posted in Long Term Care on 12.05.15 Read We are delighted to announce that Sarah Travers has achieved accreditation with the Society of Later Life Advisers (SOLLA)...The UK General Election
Posted in Financial Advice on 12.05.15 Read Following the surprise result of the general election where we saw David Cameron’s Conservative party win a majority vote,...Q&A with Economist and Fiducia Consultant Michael Hughes
Posted in Investing, Fund Manager Q&A (+4 more), on 09.05.23 Read During a busy period despite the 2022/23 Tax Year ending, our team managed to catch up with leading Economist and consultant to the Fiducia Investment Committee, Michael Hughes in a live Q&A.Michael shared his thoughts on current economic events, financial market performance and areas of interest when seeking future investment success.
You can watch the Q&A by clicking the button below.
***UPDATED*** After the UK Budget, should I pay into my pension again?
Posted in Financial Planning, Financial Advice (+6 more), on 22.03.23 Read “Following the budget, should I pay into a pension again? And what about if I have existing transitional LTA protection”These are questions that I have been asked a few times since Wednesday!
In short, there is no simple answer and it will depend on a number of different things, such as; your circumstances; what your longer term goals are with regards to your pension funds; affordability and so on.
For...
Do you need a Trust to protect your wealth?
Posted in Financial Planning, Bare Trusts (+7 more), on 22.03.23 Read Determining whether you need a trust requires careful consideration of your personal and financial circumstances. In this article we explain what Trusts are, what trusts are available and how you can go about setting one up…should you feel it is the right route to go down to protect your wealth.Under no circumstances are we suggesting you use the information within this article as advice to set up a Trust to...
Silicon Valley Bank Failure
Posted in Fiducia News on 13.03.23 ReadOn Wednesday 8th March, Silicon Valley Bank (SVB) informed the markets of its $2 billion shortfall of capital. Within 48hrs, US regulators had closed the bank due to a run by depositors to withdraw funds.
Our Economist, Michael Hughes, has provided the following comment:
This is another example of the distortions caused by zero interest rate policies for many years. That policy encouraged investing in risky...
Austyn Johnson – Helping your children to buy property? No cash? No problem!
Posted in Financial Planning, Financial Advice (+1 more), on 06.03.23 Read When it comes to helping your children hop up onto the property ladder, it’s always been the same, ‘give them some money’. But what does that really mean? Well, put frankly, it means you give them money you know you’ll never see again!In a period where the cost of living crisis is taking hold for many and cash isn’t as readily available as it once was, what if there was a way to help your children onto...
Be More Tax Aware
Posted in Corporation Tax, Financial Planning (+15 more), on 02.03.23 Read It’s not exactly a huge secret…but the end of the 2022/23 tax year is fast approaching. What can you do to ensure you are making best use of the allowances afforded to you by HMRC in the UK?According to Gov.uk, HMRC collected £715.5 billion in taxes in 2021 to 2022, an increase of 22.5% from the year before. There’s no denying that’s a huge sum of money. Whilst taxes must be paid, there are ways...
Developments in Dedham – December 2022
Posted in Fiducia News, Awards (+1 more), on 09.12.22 Read With Christmas only a couple of weeks away, it’s sad to say this will be our last Developments in Dedham blog for 2022. But fear not, we’ll be back in early 2023 to share all the latest news from our offices with you, our followers, our clients and our friends in business.Time flies when you’re having fun and despite some village confusion with a tree falling down and damaging the church wall, we have been...
Performance of FWM ESG Portfolios
Posted in Investing, ESG (+9 more), on 31.10.22 Read A difficult year for everyone!In 2021, over $500 billion flowed into ESG (Environmental, Social, and Governance) funds, and at the beginning of 2022 it was expected that similar growth would continue. However, 2022 has proved to be a difficult year for investment markets in general, let alone when you involve the difficult addition of ESG.
Investment Metrics, a global provider of portfolio analytics, found that...
Fiducia adviser appears on the BBC
Posted in Financial Planning, Fiducia News (+4 more), on 13.10.22 Read Fiducia Co-Owner and Chartered Financial Adviser, Susie Laws, was live on BBC Scotlands ‘The Nine’ show yesterday evening.Following an afternoon being interviewed on radio by the BBC Central News Service and 5Live broadcasting across Cumbria, Shropshire, Cambridgeshire, Oxford and Bristol; the BBC invited Susie to appear on The Nine show.
The show, watched by over 170,000 people on BBC Scotland, discusses...
Economist Q&A – With Michael Hughes
Posted in Financial Planning, Fiducia News (+10 more), on 30.09.22 Read Following the mini budget delivered by UK Chancellor Kwasi Kwarteng, financial markets have suffered a downturn in fortune. The Bank of England have since stepped into the marketplace and purchased £65 billion in government bonds to protect pension funds.As financial advisers, we understand any concerns investors have about how their retirement plans might be affected. With our investors in mind, we spoke with...
Developments in Dedham – September 2022
Posted in Fiducia News, Charity on 29.09.22 Read As the long nights set in and the cold mornings welcome us all, Autumn arrives and pretty soon the leaves will begin to fall from the trees, if they haven’t done so already. Here at Fiducia, despite the seasonal changes, our growth journey continues with new people joining and much more. As F. Scott Fitzgerald once said “Life starts all over again when it gets crisp in the fall.”With a raft of changes hitting...
Divorce and your pension…what to expect
Posted in Financial Planning, Final Salary Pensions (+4 more), on 30.09.22 Read Finances are always scrutinised when a marriage or civil partnership ends. A pension can be an important financial asset and will be included as part of the overall financial settlement agreed between you and your partner.If divorce is something you are considering in the future or something you are going through right now, any pensions held between the two parties will need be taken into consideration. This...
‘Should I save or invest?’ – What our experts say
Posted in Financial Planning, Financial Advice (+4 more), on 26.09.22 Read With the cost of living soaring across the UK for all, bolstered by rising energy costs and inflated food prices, making your money work hard for you by investing is something many should be thinking about in the future. However, we accept, deciding whether you should invest at a time when the world feels more volatile than ever can be a frightening experience for anyone.Whether you’re thinking of leaping...
Fiducia Charity of the Year 2022/23 announcement
Posted in Fiducia News, Charity on 31.08.22 ReadWe are extremely proud to announce our chosen Charity of the Year for 2022/23 will be The Tom Bowdidge Youth Cancer Foundation.
Our in-house Charity Committee, spearheaded by Senior Financial Adviser Rob Wood, deliberated over several local charities for Fiducia to support over the next 12 months. Taking into account the family aspect we have at the company, The Tom Bowdidge Youth Cancer Foundation ticked a lot...