Investment Management

Fiducia's Investment Approach

Our objective is simple; to maximise investment returns within pre-agreed risk tolerance levels, whilst at the same time giving protection against downside risks. We achieve this through a multi-asset class approach to portfolio construction which is based on the macro-economic assessment of financial markets, asset valuations, technical and fundamental analysis, geo-political concerns and the identification of medium to long term economic trends.

Portfolios are constructed to meet specific mandates for medium to long term growth, income, or combinations of the two. Fiducia employs risk modelling techniques to determine asset allocations and maximise investment returns strictly in adherence to each client's individual risk budget.

We recognise that active asset allocation is one of the most effective means of protecting portfolios from the inevitable market cycles. Combining active asset allocation with best in breed manager selection and the identification of profitable investment themes gives us the ability to maximise risk adjusted investment returns.

Our performance figures highlight how effective the investment process has been in generating superior investment returns whilst reducing overall portfolio risk relative to their benchmark.

Managed Advisory Investment Service

Designed for those investors who would like to retain some control over their investments, but who value the assistance and help of a professional investment manager, which allows the opportunity to influence decisions and provides some scope to fine-tune the underlying strategies.

We take the time to fully understand each client's investment objectives which will include the following important considerations;

Attitude to investment risk
Time horizon
Future cashflow requirements
Present and Future income needs
Taxation

We offer a full range of portfolio strategies, suitable for cautious to adventurous investors as well as for those seeking income or growth or a combination of the two. A fully bespoke service is available for investors with portfolio values in excess of £1million.

Our experience is that clients wish to forge long-standing relationships with direct access to the investment manager who has day-to-day responsibility for their portfolio. Each of the portfolios are actively monitored on a constant basis and reporting is undertaken every six months with a formal meeting at least on an annual basis. Clients are invited to contact their investment manager at anytime to discuss their portfolio or any other planning issues that may arise. Portfolios can be viewed online at all times.

We provide regular reports and review recommendations, including portfolio valuations and comments on the changing profile and performance of the portfolio. We will actively monitor the portfolio's constituent holdings. If there is a significant development, such as a take-over approach or 'rights' issue, we will make contact and discuss all the options and offer our advice on the best course of action.

Each investment manager is always on hand to provide appropriate advice and guidance, either by telephone or through regular review meetings.

Execution Only

This is a straight forward dealing service for those clients who do not wish to take advice.

If you are looking for a Financial Adviser in Colchester or an IFA in Essex then please Contact us